The 2017/2018 Full-Time OSAP Application is now available at

What is OSAP?

The Ontario Student Assistance Program (OSAP) is a government financial aid program that provides Ontario students with financial assistance to help pay for college or university. Through one application, you will be considered for non-repayable grants, as well as an OSAP loan.

Grants = money that you will not have to repay

Loan = borrowed money that you will have to repay. Your loan through OSAP is interest and payment-free while you are in school full-time.

How much can I get?

OSAP funding is calculated by comparing your educational costs and your personal financial situation.

For a typical two-term academic year, full-time single students will be eligible for up to $13,260 in loans and non-repayable grants, while married students and sole support parents can get up to $22,440.

Changes to OSAP for 2017/2018

For 2017/2018, OSAP has consolidated a number of back-end grants and tax credits. This includes the 30% Off Ontario Tuition Grant. Now, all of your grant funding through OSAP is provided up-front through a single grant. This will help you better understand your OSAP funding and the cost of your education. For more information on these changes, visit


If you have questions about OSAP or are unsure if you are eligible to apply, please do not hesitate to contact us. Call us at 613-520-3600 or email us at