What is OSAP?

The Ontario Student Assistance Program (OSAP) is a financial aid program funded by the federal and provincial governments for post-secondary students. OSAP provides Ontario students with financial assistance to help pay for university tuition and related educational costs.

Through a single application you will be assessed for federal and provincial grant funding, and for a repayable student loan.

• Grants = Money that you will NOT have to repay.
• Loans = Borrowed money that you will have to repay.
  • Loans through OSAP are interest and payment-free while you are a full-time student.