Expected financial contribution

OSAP expects that you and your family have planned for your full-time postsecondary education. The purpose of OSAP is to supplement, not replace your resources.

In general, you’re expected to contribute towards your educational costs.

However, your contribution could be waived in some situations (e.g., if you have one or more children or you receive continued care and support from an Ontario Children’s Aid Society, or you self-identify as an Indigenous student). A contribution may also be expected based on your assets and/or your spouse’s (if applicable).

A financial contribution may be expected from your parents or spouse, depending on their income.

Source: OSAP definitions