{"id":26798,"date":"2020-07-10T14:32:54","date_gmt":"2020-07-10T18:32:54","guid":{"rendered":"https:\/\/carleton.ca\/go-isso\/?page_id=26798"},"modified":"2026-03-04T13:07:52","modified_gmt":"2026-03-04T18:07:52","slug":"uhip-for-students","status":"publish","type":"page","link":"https:\/\/carleton.ca\/go-isso\/uhip\/uhip-for-students\/","title":{"rendered":"UHIP for Students"},"content":{"rendered":"\n<section class=\"w-screen px-6 cu-section cu-section--white ml-offset-center md:px-8 lg:px-14\">\n    <div class=\"space-y-6 cu-max-w-child-max  md:space-y-10 cu-prose-first-last\">\n\n        \n                    \n                    \n            \n    <div class=\"cu-wideimage relative flex items-center justify-center mx-auto px-8 overflow-hidden md:px-16 rounded-xl not-prose  my-6 md:my-12 first:mt-0 bg-opacity-50 bg-cover bg-cu-black-50 py-24 md:py-28 lg:py-36 xl:py-48\" style=\"background-image: url(https:\/\/carleton.ca\/go-isso\/wp-content\/uploads\/sites\/102\/2025\/06\/global.jpg); background-position: 50% 50%;\">\n\n                    <div class=\"absolute top-0 w-full h-screen\" style=\"background-color:rgba(0,0,0,0.600);\"><\/div>\n        \n        <div class=\"relative z-[2] max-w-4xl w-full flex flex-col items-center gap-2 cu-wideimage-image cu-zero-first-last\">\n            <header class=\"mx-auto mb-6 text-center text-white cu-pageheader cu-component-updated cu-pageheader--center md:mb-12\">\n\n                                    <h1 class=\"cu-prose-first-last font-semibold mb-2 text-3xl md:text-4xl lg:text-5xl lg:leading-[3.5rem] cu-pageheader--center text-center mx-auto after:left-px\">\n                        UHIP for Students\n                    <\/h1>\n                \n                            <\/header>\n        <\/div>\n\n            <\/div>\n\n    \n\n    <\/div>\n<\/section>\n\n\n\n\n<div class=\"w-full max-w-xl mx-auto overflow-hidden bg-white rounded-lg shadow-lg cu-stackedlist cu-component not-contained not-prose\">\n    <h2 class=\"px-6 py-4 text-base font-semibold border-b rounded-t-lg md:text-xl bg-gray-50 text-cu-black-800\">\n        Table of Contents\n    <\/h2>\n    <div class=\"grid cu-scrollto cu-stackedlist--toc cu-stackedlist--1 md:grid-cols-1\">\n            <div class=\"space-y-1\">\n                    \n            <div class=\"pl-4 text-cu-red-700\">\n                <div class=\"flex gap-2 pb-3 text-base md:text-lg\">\n                    <span class=\"font-light text-cu-black-700\">\n                        1.\n                    <\/span>\n\n                    <a href=\"#uhip-for-students\" class=\"font-medium hover:underline\">\n                        UHIP for Students\n                    <\/a>\n                <\/div>\n\n                            <\/div>\n                    \n            <div class=\"pl-4 text-cu-red-700\">\n                <div class=\"flex gap-2 pb-3 text-base md:text-lg\">\n                    <span class=\"font-light text-cu-black-700\">\n                        2.\n                    <\/span>\n\n                    <a href=\"#enrolment\" class=\"font-medium hover:underline\">\n                        Enrolment\n                    <\/a>\n                <\/div>\n\n                            <\/div>\n                    \n            <div class=\"pl-4 text-cu-red-700\">\n                <div class=\"flex gap-2 pb-3 text-base md:text-lg\">\n                    <span class=\"font-light text-cu-black-700\">\n                        3.\n                    <\/span>\n\n                    <a href=\"#coverage-and-claim-forms\" class=\"font-medium hover:underline\">\n                        Coverage and Claim Forms\n                    <\/a>\n                <\/div>\n\n                            <\/div>\n                    \n            <div class=\"pl-4 text-cu-red-700\">\n                <div class=\"flex gap-2 pb-3 text-base md:text-lg\">\n                    <span class=\"font-light text-cu-black-700\">\n                        4.\n                    <\/span>\n\n                    <a href=\"#exemptions-and-post-graduation-options\" class=\"font-medium hover:underline\">\n                        Exemptions and Post Graduation Options\n                    <\/a>\n                <\/div>\n\n                            <\/div>\n            <\/div>\n\n    <\/div>\n<\/div>\n\n\n\n<h2 id=\"uhip-for-students\" class=\"wp-block-heading\">UHIP for Students<\/h2>\n\n\n\n<p>The University Health Insurance Plan (UHIP) applies to the following two groups of students at Carleton:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong class=\"myprefix-text-bold\">International students<\/strong> (and their dependents) enrolled in classes and physically inside Canada;<\/li>\n\n\n\n<li>UHIP coverage is based on terms of enrollment in classes and you will be charged accordingly;<\/li>\n\n\n\n<li><em>If you are taking online classes from outside Canada, you may be exempt from UHIP.<\/em>&nbsp; Email <a href=\"mailto:uhip@carleton.ca\">uhip@carleton.ca<\/a> for details.<\/li>\n\n\n\n<li>Students with diplomatic status who do not have medical health coverage with their Embassy.<\/li>\n\n\n\n<li><strong class=\"myprefix-text-bold\">Registered students<\/strong> with domestic status\/paying domestic fees who are not yet eligible for the Ontario Health Insurance Plan (OHIP).<\/li>\n<\/ul>\n\n\n\n<p>This page provides information about enrolment, what UHIP covers, making claims, etc. If you are a staff member wanting to enroll in UHIP, please visit our <a href=\"https:\/\/carleton.ca\/go-isso\/uhip\/uhip-for-staff\/\" target=\"_blank\" rel=\"noopener noreferrer\">UHIP for Staff page<\/a>.<\/p>\n\n\n\n<p>UHIP <strong>does not<\/strong> cover prescription drugs, dental or vision services. For information on the <strong>supplemental drug\/dental\/vision plan,<\/strong> for undergraduate students go to the <a href=\"http:\/\/studentcare.ca\/rte\/en\/IHaveAPlan_CarletonUniversityUndergraduateStudentsCUSA_Home\" target=\"_blank\" rel=\"noopener noreferrer\">CUSA page<\/a>. If you are a graduate student details are on the <a href=\"https:\/\/gsacarleton.ca\/healthplan\/\" target=\"_blank\" rel=\"noopener noreferrer\">GSA website<\/a>.<\/p>\n\n\n\n<p><strong>Note: For students starting in winter or summer term, enrollment in the supplemental plan<\/strong>&nbsp;<strong>is not automatic. Please visit each site for opt-in details and deadline dates.&nbsp;&nbsp;<\/strong><\/p>\n\n\n\n<div class=\"cu-section cu-section--white w-screen ml-offset-center px-4 md:px-6 lg:px-12\"><div class=\"cu-max-w-child-5xl space-y-6 md:space-y-10   cu-prose-first-last\"><figure class=\"cu-figure not-prose  max-w-full\"><div class=\"not-prose overflow-hidden bg-white shadow-lg max-w-full rounded-none\"><div class=\"relative none overflow-hidden w-full pb-[56.25%] border border-cu-black-100\"><iframe title=\"Videos Embed\" src=\"https:\/\/www.youtube.com\/embed\/JyZxjBv7Hpg\" class=\"cu-embed-iframe\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe><\/div><\/div><\/figure><\/div><\/div>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h2 id=\"enrolment\" class=\"wp-block-heading\">Enrolment<\/h2>\n\n\n\n<p>Enrolment in the University Health Insurance Plan, (UHIP), is&nbsp;<strong>mandatory<\/strong>&nbsp;for all international students enrolled (and their dependents in Canada with them) in a degree program at participating Ontario universities, including Carleton University.<\/p>\n\n\n\n<p>UHIP enrolment is automatic for those students paying international fees, and your coverage period will be reflective of the terms of class enrolment at Carleton University.<\/p>\n\n\n\n<p><strong class=\"myprefix-text-bold\">Fall term class enrolment only:<\/strong> Coverage period September 1 to December 31<\/p>\n\n\n\n<p><strong class=\"myprefix-text-bold\">Fall and winter term class enrolment (degree program):<\/strong> Coverage period September 1 to August 31<\/p>\n\n\n\n<p><strong class=\"myprefix-text-bold\">Fall and winter term class enrolment (special student):<\/strong> September 1 to April 30<\/p>\n\n\n\n<p><strong class=\"myprefix-text-bold\">Winter term class enrolment (degree program): <\/strong>January 1 to August 31<\/p>\n\n\n\n<p><strong class=\"myprefix-text-bold\">Winter term class enrolment (special student):<\/strong> January 1 to April 30<\/p>\n\n\n\n<p><strong>How to get your UHIP card:&nbsp;<\/strong>You will receive a welcome email from Cowan (the insurance underwriter) to your Carleton email account with details on how to access your UHIP e-card.&nbsp;Check your spam\/junk email folder as it will likely end up there. Print off your UHIP card and carry it with you at all times as you will need to show it to the doctor\/hospital for all visits. More details can be found on the&nbsp;<a href=\"https:\/\/uhip.ca\/uhip-services\/coverage-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">UHIP website<\/a>.<\/p>\n\n\n\n<section class=\"w-screen px-6 cu-section cu-section--white ml-offset-center md:px-8 lg:px-14\">\n    <div class=\"space-y-6 cu-max-w-child-5xl  md:space-y-10 cu-prose-first-last\">\n\n        \n    \n    <dl class=\"cu-description cu-component-updated\">\n        \n    <div class=\"grid pt-4 pb-3 border-b accordion border-cu-black-100 md:pt-6 md:pb-5 first:border-t\">\n        <dt class=\"font-semibold not-prose\">\n            <button class=\"flex items-center justify-between w-full text-left accordion__button\" aria-expanded=\"false\" aria-controls=\"accordion-what-is-the-coverage-period-for-uhip\">\n                <span class=\"flex-1 ml-auto text-left break-words whitespace-normal cu-icon\">\n                    What is the coverage period for UHIP?\n                <\/span>\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewbox=\"0 0 24 24\" stroke-width=\"1.5\" stroke=\"currentColor\" aria-hidden=\"true\" data-slot=\"icon\" class=\"w-5 h-5 ml-auto transition-transform rotate-0 accordion__icon text-cu-black-500\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M8.25 4.5l7.5 7.5-7.5 7.5\"><\/path>\n                <\/svg>\n            <\/button>\n        <\/dt>\n        <dd class=\"p-0 mt-0 cu-prose cu-prose-first-last accordion__content md:p-0 md:mt-0\" hidden=\"\" id=\"accordion-what-is-the-coverage-period-for-uhip\">\n            \n\n<p>For degree students, the UHIP coverage year follows the academic year which is September 1 to August 31. The annual <a href=\"http:\/\/uhip.ca\/About\/Index#toc2\" target=\"_blank\" rel=\"noreferrer noopener\">UHIP premium<\/a> table will provide the coverage amounts and details for the academic year. The UHIP premium will be added to your student account based on your terms of registration.<\/p>\n\n\n\n<p>Your UHIP coverage remains active while you are registered in classes. At any point <strong>should you make a complete withdrawal from all classes, your UHIP coverage will be terminated immediately.&nbsp; &nbsp;<\/strong><\/p>\n\n\n\n<p><strong>No refunds for any withdrawals after Cowan deadline date of March 1st.&nbsp;<\/strong><\/p>\n\n\n        <\/dd>\n    <\/div>\n\n\n    <div class=\"grid pt-4 pb-3 border-b accordion border-cu-black-100 md:pt-6 md:pb-5 first:border-t\">\n        <dt class=\"font-semibold not-prose\">\n            <button class=\"flex items-center justify-between w-full text-left accordion__button\" aria-expanded=\"false\" aria-controls=\"accordion-where-can-i-use-uhip\">\n                <span class=\"flex-1 ml-auto text-left break-words whitespace-normal cu-icon\">\n                    Where can I use UHIP?\n                <\/span>\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewbox=\"0 0 24 24\" stroke-width=\"1.5\" stroke=\"currentColor\" aria-hidden=\"true\" data-slot=\"icon\" class=\"w-5 h-5 ml-auto transition-transform rotate-0 accordion__icon text-cu-black-500\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M8.25 4.5l7.5 7.5-7.5 7.5\"><\/path>\n                <\/svg>\n            <\/button>\n        <\/dt>\n        <dd class=\"p-0 mt-0 cu-prose cu-prose-first-last accordion__content md:p-0 md:mt-0\" hidden=\"\" id=\"accordion-where-can-i-use-uhip\">\n            \n\n<p>UHIP is considered private insurance, and not all medical providers will accept your UHIP card. Here are some guidelines when looking to find a doctor\/medical clinic.<\/p>\n\n\n\n<p><strong class=\"myprefix-text-bold\">What is a walk-in clinic?<\/strong><\/p>\n\n\n\n<p>A walk-in clinic is a medical facility where you can see a doctor or nurse practitioner without scheduling an appointment. These clinics are helpful if:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You don&#8217;t yet have a family physician or a family doctor isn&#8217;t available.<\/li>\n\n\n\n<li>You have a non-emergency medical issue that require attention.<\/li>\n<\/ul>\n\n\n\n<p>NOTE:  Emergency situations should not be handled at walk-in clinics.  Call 911 or visit the closest emergency room if you have serious injuries, chest pain, trouble breathing, or heavy bleeding. <\/p>\n\n\n\n<p><strong class=\"myprefix-text-bold\">What services do walk-in clinics provide?<\/strong><\/p>\n\n\n\n<p>Many common health issues can be handled at walk-in clinics. Visits are frequently<br>made for the following reasons:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ear infections, colds, the flu, or sore throats<\/li>\n\n\n\n<li>Minor wounds, such as minor burns, cuts, or sprains<\/li>\n\n\n\n<li>Skin issues like infections or rashes<\/li>\n\n\n\n<li>Travel advice and vaccinations (some clinics)<\/li>\n\n\n\n<li>Workplace or school-related medical forms<\/li>\n\n\n\n<li>The doctor may send you for blood work, X-rays, or other investigations<\/li>\n<\/ul>\n\n\n\n<p><strong class=\"myprefix-text-bold\">DO NOT visit a hospital for minor health issues such as cough, cold, pink eye, SDI (<strong>skin diseases and infections)<\/strong> etc.&nbsp;These are not considered emergency situations.<\/strong> <span style=\"text-decoration: underline\">The Emergency Room (ER) is for serious, life-threatening or potentially disabling conditions that require immediate medical attention.<\/span><\/p>\n\n\n\n<p>You are encouraged to use <strong class=\"myprefix-text-bold\">Health and Counselling Services (HCS)<\/strong>, 2600 CTTC Building, Carleton University. In person appointments are available, but please call in advance to book your appointment. Note: HCS is for members only. Dependents (spouse\/children) cannot visit the on-campus clinic.<br>Visit an Appletree Medical Clinic: You can find many <a href=\"https:\/\/appletreemedicalgroup.com\/clinic-locations\/\" target=\"_blank\" rel=\"noreferrer noopener\">Appletree Medical clinics in the Ottawa area<\/a>. Appletree has direct billing options with Cowan (UHIP Provider) to limit out of pocket expenses to students. You can visit a clinic close to you, or book an appointment in advance by calling 1-866-876-9117.<\/p>\n\n\n\n<p>If the mentioned options are not convienient, students are encouraged to find a &#8220;preferred provider&#8221; on the International Health Care Network. Note: This is not mandatory by any means. Preferred providers are a group of medical practicitioners that have partnered with Cowan\/Manulife for billing purposes. This means that there will not be any immediate out-of-pocket expenses to students.<\/p>\n\n\n\n<p>It is recommended that students call the clinic or doctor in advance to confirmed that they are still a member of the &#8220;preferred provider network&#8221;.<\/p>\n\n\n\n<p>Looking for some fast, free medical advice? Call <a href=\"https:\/\/www.ontario.ca\/page\/get-medical-advice-telehealth-ontario\" target=\"_blank\" rel=\"noreferrer noopener\">Telehealth Ontario<\/a> at 1-866-797-0000. This a free, confidential service you can call to get health advice or information.<\/p>\n\n\n\n<p>If you are currently living in the Gatineau\/Hull area,&nbsp; you can try accessing these clinics using your UHIP card: <a href=\"https:\/\/www.santeprivee.ca\/Groupe_Sante_Sentinelle-388\" target=\"_blank\" rel=\"noreferrer noopener\">Groupe Sentinelle Sante<\/a><br><a href=\"https:\/\/cliniquemedigo.ca\/\" target=\"_blank\" rel=\"noreferrer noopener\">Superclinique MediGo<\/a><br><a href=\"https:\/\/bonjour-sante.ca\/uno\/clinic\/outaouais\" target=\"_blank\" rel=\"noreferrer noopener\">Clinique Medicale d&#8217;Urgence de l&#8217;Outaouais&nbsp;<\/a><br><em><strong>Note:&nbsp;If you visit a clinic that is not part of the Student Health Network, you may have to pay for the medical services&nbsp;<\/strong><\/em>upfront. Note that additional administrative charges may apply when visiting a clinic or medical centre off-campus. If you have to pay upfront for any medical services, you will have to complete and submit a <a href=\"http:\/\/uhip.ca\/Claim\/Index\" target=\"_blank\" rel=\"noreferrer noopener\">Claim Form<\/a> to Cowan for reimbursement. Details and information on how to complete and submit a Claim Form can be found in an FAQ below.<\/p>\n\n\n\n<p>In case of a serious medical issue:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If you or a member of your family is hospitalized or intending to be hospitalized for more than 48 hours, it is important to notify the UHIP insurer as soon as possible of this admission at uhip.ramu@cowangroup.ca.<\/li>\n\n\n\n<li>If you choose to be treated at or are admitted to a hospital that is not on the&nbsp;<a href=\"https:\/\/www.google.com\/maps\/d\/viewer?mid=1d_GMFFmtbFhLXTLyoofVq9FWpElvicY&amp;ll=45.54310648940331%2C-74.78356760859376&amp;z=8\" target=\"_blank\" rel=\"noreferrer noopener\">Preferred Hospital&nbsp;network,<\/a>&nbsp;it is possible that you will have to pay expenses in addition to what UHIP pays.<\/li>\n\n\n\n<li>If you or a member of your family is hospitalized in a hospital not in the preferred hospital network, with 48 hours\u2019 notice the UHIP insurer may relocate you to another hospital of its choice if the transfer is approved by your attending physician.<\/li>\n<\/ul>\n\n\n\n<p>Please check the preferred hospital network listing or call the UHIP insurer, in advance, to verify whether the hospital you intend to visit currently has an agreement with the insurer at +1 866-500-UHIP (8447) toll-free.<\/p>\n\n\n        <\/dd>\n    <\/div>\n\n\n    <div class=\"grid pt-4 pb-3 border-b accordion border-cu-black-100 md:pt-6 md:pb-5 first:border-t\">\n        <dt class=\"font-semibold not-prose\">\n            <button class=\"flex items-center justify-between w-full text-left accordion__button\" aria-expanded=\"false\" aria-controls=\"accordion-how-do-i-add-dependents-to-the-uhip-plan\">\n                <span class=\"flex-1 ml-auto text-left break-words whitespace-normal cu-icon\">\n                    How do I add dependents to the UHIP plan?\n                <\/span>\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewbox=\"0 0 24 24\" stroke-width=\"1.5\" stroke=\"currentColor\" aria-hidden=\"true\" data-slot=\"icon\" class=\"w-5 h-5 ml-auto transition-transform rotate-0 accordion__icon text-cu-black-500\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M8.25 4.5l7.5 7.5-7.5 7.5\"><\/path>\n                <\/svg>\n            <\/button>\n        <\/dt>\n        <dd class=\"p-0 mt-0 cu-prose cu-prose-first-last accordion__content md:p-0 md:mt-0\" hidden=\"\" id=\"accordion-how-do-i-add-dependents-to-the-uhip-plan\">\n            \n\n<p>If you are enrolled as a Carleton student and have dependents (children and\/or spouse) with you in Canada, it is mandatory to enroll them in UHIP (University Health Insurance Plan). You can do so by completing the <a href=\"https:\/\/carleton.ca\/go-isso\/wp-content\/uploads\/sites\/102\/2025\/07\/UHIP-Enrolment-Form-2025.doc\" target=\"_blank\" rel=\"noreferrer noopener\">UHIP Enrolment Form 2026<\/a> and sending it to <a href=\"mailto:uhip@cunet.carleton.ca\" target=\"_blank\" rel=\"noreferrer noopener\">uhip@cunet.carleton.ca<\/a>.<\/p>\n\n\n\n<p>The UHIP amount to be paid for your dependents will be calculated from their arrival date in Canada and the duration of their stay. The UHIP premium will be added to your student account. The <a href=\"https:\/\/uhip.ca\/get-started\/\" target=\"_blank\" rel=\"noreferrer noopener\">UHIP Premium Table<\/a>&nbsp;outlines the premiums on a monthly basis.  <span style=\"text-decoration: underline\">You must enroll them in UHIP within 30 days of their arrival in Canada<\/span>, otherwise Cowan will implement a $500 late enrollment fee. <\/p>\n\n\n\n<p>If you are a graduate student and wish to add dependents to the drug\/dental plan, you must do so online through GreenShield, <a href=\"https:\/\/gsacarleton.ca\/healthplan\/\" target=\"_blank\" rel=\"noreferrer noopener\">administered by the GSA<\/a> (Graduate Students\u2019 Association). Opt-in deadline dates apply.<\/p>\n\n\n\n<p>If you are an undergraduate student, you can enroll your family members in&nbsp;<a href=\"https:\/\/www.cusaonline.ca\/services\/healthplan\/\" target=\"_blank\" rel=\"noreferrer noopener\">CUSA\u2019s (Carleton University Students\u2019 Association) drug and dental plan<\/a>. Opt-in deadline dates apply.<\/p>\n\n\n\n<p>As a student, you are considered the UHIP \u2018member\u2019, and your UHIP will automatically be added to your student account. However, for dependents, you must contact the GO-ISSO at the start of each September to reinstate add your family into the UHIP plan.<\/p>\n\n\n\n<p>Note: You must enroll your dependents within thirty (30) days of their arrival in Canada. If you fail to do so, the insurance company will charge you a late administration fee of $500, plus retroactive premiums. All plan details can be found on the <a href=\"http:\/\/uhip.ca\/\" target=\"_blank\" rel=\"noreferrer noopener\">UHIP website<\/a>.<\/p>\n\n\n        <\/dd>\n    <\/div>\n\n\n    <div class=\"grid pt-4 pb-3 border-b accordion border-cu-black-100 md:pt-6 md:pb-5 first:border-t\">\n        <dt class=\"font-semibold not-prose\">\n            <button class=\"flex items-center justify-between w-full text-left accordion__button\" aria-expanded=\"false\" aria-controls=\"accordion-is-uhip-mandatory-for-exchange-and-special-status-students-and-how-do-they-enroll-in-uhip\">\n                <span class=\"flex-1 ml-auto text-left break-words whitespace-normal cu-icon\">\n                    Is UHIP mandatory for Exchange and Special Status students, and how do they enroll in UHIP?\n                <\/span>\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewbox=\"0 0 24 24\" stroke-width=\"1.5\" stroke=\"currentColor\" aria-hidden=\"true\" data-slot=\"icon\" class=\"w-5 h-5 ml-auto transition-transform rotate-0 accordion__icon text-cu-black-500\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M8.25 4.5l7.5 7.5-7.5 7.5\"><\/path>\n                <\/svg>\n            <\/button>\n        <\/dt>\n        <dd class=\"p-0 mt-0 cu-prose cu-prose-first-last accordion__content md:p-0 md:mt-0\" hidden=\"\" id=\"accordion-is-uhip-mandatory-for-exchange-and-special-status-students-and-how-do-they-enroll-in-uhip\">\n            \n\n<p>Exchange students and those with Special student status are automatically enrolled in UHIP at the time of course registration for the terms they are registered.<\/p>\n\n\n\n<p>As an exchange student, even if you have other insurance plans from your respective country\/university, UHIP is still a mandatory requirement. You are, therefore, advised to not purchase another insurance plan to cover you while you are studying at Carleton.<\/p>\n\n\n        <\/dd>\n    <\/div>\n\n\n    <div class=\"grid pt-4 pb-3 border-b accordion border-cu-black-100 md:pt-6 md:pb-5 first:border-t\">\n        <dt class=\"font-semibold not-prose\">\n            <button class=\"flex items-center justify-between w-full text-left accordion__button\" aria-expanded=\"false\" aria-controls=\"accordion-how-much-does-uhip-cost-for-students\">\n                <span class=\"flex-1 ml-auto text-left break-words whitespace-normal cu-icon\">\n                    How much does UHIP cost for students?\n                <\/span>\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewbox=\"0 0 24 24\" stroke-width=\"1.5\" stroke=\"currentColor\" aria-hidden=\"true\" data-slot=\"icon\" class=\"w-5 h-5 ml-auto transition-transform rotate-0 accordion__icon text-cu-black-500\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M8.25 4.5l7.5 7.5-7.5 7.5\"><\/path>\n                <\/svg>\n            <\/button>\n        <\/dt>\n        <dd class=\"p-0 mt-0 cu-prose cu-prose-first-last accordion__content md:p-0 md:mt-0\" hidden=\"\" id=\"accordion-how-much-does-uhip-cost-for-students\">\n            \n\n<p><strong>Rates for 2025-2026<\/strong> (Degree Students):  <br><em class=\"myprefix-text-italic\">Starting September 2025 (Full 12 Months)<\/em><br>Member only: <strong>$792<\/strong><br>Member + 1 dependent: <strong>$1,584<\/strong><br>Member + 2 or more dependents: <strong>$2,376<\/strong><br><\/p>\n\n\n\n<p><em class=\"myprefix-text-italic\">Starting January 2026 (8 Months)<\/em><br>Member only: <strong>$528<\/strong><br>Member + 1 dependent: <strong>$1,056<\/strong><br>Member + 2 or more dependents: <strong>$1,584<\/strong><br><\/p>\n\n\n\n<p><strong>Special\/Exchange Students<\/strong> (4 months):<\/p>\n\n\n\n<p>Member only: <strong>$<\/strong><strong class=\"myprefix-text-bold\">264<\/strong><br>Member + 1 dependent: <strong>$<\/strong><strong class=\"myprefix-text-bold\">528<\/strong><\/p>\n\n\n        <\/dd>\n    <\/div>\n\n\n    <div class=\"grid pt-4 pb-3 border-b accordion border-cu-black-100 md:pt-6 md:pb-5 first:border-t\">\n        <dt class=\"font-semibold not-prose\">\n            <button class=\"flex items-center justify-between w-full text-left accordion__button\" aria-expanded=\"false\" aria-controls=\"accordion-are-students-covered-by-uhip-during-a-co-op-term\">\n                <span class=\"flex-1 ml-auto text-left break-words whitespace-normal cu-icon\">\n                    Are students covered by UHIP during a co-op term?\n                <\/span>\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewbox=\"0 0 24 24\" stroke-width=\"1.5\" stroke=\"currentColor\" aria-hidden=\"true\" data-slot=\"icon\" class=\"w-5 h-5 ml-auto transition-transform rotate-0 accordion__icon text-cu-black-500\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M8.25 4.5l7.5 7.5-7.5 7.5\"><\/path>\n                <\/svg>\n            <\/button>\n        <\/dt>\n        <dd class=\"p-0 mt-0 cu-prose cu-prose-first-last accordion__content md:p-0 md:mt-0\" hidden=\"\" id=\"accordion-are-students-covered-by-uhip-during-a-co-op-term\">\n            \n\n<p>You will remain covered under the&nbsp;UHIP plan while on your co-op work term. You will <strong>not, <\/strong>however, be covered under the drug\/dental plan administered by Carleton University Students\u2019 Association (CUSA) and the Graduate Students\u2019 Association (GSA). In order to remain in the drug\/dental plan, it is <strong>required&nbsp;<\/strong>that you visit the respective office to remain enrolled in the plan while you are on your work term.<\/p>\n\n\n\n<p><strong>If you are completing your coop term in Quebec<\/strong>, please read our FAQ for students residing in Quebec below.<\/p>\n\n\n        <\/dd>\n    <\/div>\n\n\n    <div class=\"grid pt-4 pb-3 border-b accordion border-cu-black-100 md:pt-6 md:pb-5 first:border-t\">\n        <dt class=\"font-semibold not-prose\">\n            <button class=\"flex items-center justify-between w-full text-left accordion__button\" aria-expanded=\"false\" aria-controls=\"accordion-i-am-a-student-completing-my-co-op-term-or-residing-in-quebec-what-does-this-mean-for-my-uhip-coverage\">\n                <span class=\"flex-1 ml-auto text-left break-words whitespace-normal cu-icon\">\n                    I am a student completing my co-op term or residing in Quebec. What does this mean for my UHIP coverage?\n                <\/span>\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewbox=\"0 0 24 24\" stroke-width=\"1.5\" stroke=\"currentColor\" aria-hidden=\"true\" data-slot=\"icon\" class=\"w-5 h-5 ml-auto transition-transform rotate-0 accordion__icon text-cu-black-500\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M8.25 4.5l7.5 7.5-7.5 7.5\"><\/path>\n                <\/svg>\n            <\/button>\n        <\/dt>\n        <dd class=\"p-0 mt-0 cu-prose cu-prose-first-last accordion__content md:p-0 md:mt-0\" hidden=\"\" id=\"accordion-i-am-a-student-completing-my-co-op-term-or-residing-in-quebec-what-does-this-mean-for-my-uhip-coverage\">\n            \n\n<p>Some guidelines for UHIP and students living out of province:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>There are no Preferred Providers in Quebec, however there are some clinics that you can access in Hull\/Gatineau that other members have accessed with their UHIP:\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.santeprivee.ca\/Groupe_Sante_Sentinelle-388\" target=\"_blank\" rel=\"noreferrer noopener\">Group Sentinelle Sante<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/cliniquemedigo.ca\/\" target=\"_blank\" rel=\"noreferrer noopener\">Superclinique MediGo<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/bonjour-sante.ca\/uno\/clinic\/outaouais\" target=\"_blank\" rel=\"noreferrer noopener\">Clinique Medicale d&#8217;Urgence de l&#8217;Outaouais&nbsp;<\/a><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Guidelines for out of province claims can be found on <a href=\"https:\/\/uhip.ca\/Enrollment\/PlanDetails#toc2\" target=\"_blank\" rel=\"noreferrer noopener\">UHIP&#8217;s page<\/a> (<strong>Emergency<\/strong> services outside of Ontario and in Canada).<\/li>\n\n\n\n<li><strong>Emergency means<\/strong> any unexpected sickness or injury first occurring during the coverage period, which requires immediate medical treatment to relieve acute pain and suffering.<\/li>\n\n\n\n<li>If you have any medical conditions or take prescription medication, please ensure that you take care of this prior to your departure with your current doctor\/clinic. This way you will avoid unnecessary out of pocket expenses.<\/li>\n\n\n\n<li>If you are admitted to the hospital please contact <a href=\"mailto:case.mgmt@cowangroup.ca\">case.mgmt@cowangroup.ca<\/a><\/li>\n\n\n\n<li>If you do pay for emergency health care, please ensure that your <a href=\"https:\/\/uhip.ca\/submit-a-claim\/\" target=\"_blank\" rel=\"noreferrer noopener\">UHIP claim form<\/a> has full details (specifically section 5- you need to list the reason you needed medical attention). For example, fractured leg, difficulty breathing, etc.<\/li>\n\n\n\n<li>UHIP claims can be emailed to clients.cowngroup.ca (with subject line: Policy 050150, Member ID CU&#8230;..). It is imperative that you submit your proof of payment and your Claim Form in order for Cowan to process your claim.<\/li>\n<\/ul>\n\n\n\n<p><strong>If you are on a co-op work term<\/strong> in the province of Quebec you may want to check and see if you are eligible for <a href=\"https:\/\/www.ramq.gouv.qc.ca\/en\" target=\"_blank\" rel=\"noreferrer noopener\">Quebec provincial health insurance<\/a>. If you are successful in getting Quebec medial health coverage, scan proof to uhip@carleton.ca. We will terminate your UHIP coverage and credit your Carleton student account the unused balance. You need either UHIP or provincial medical health coverage, but not both.<\/p>\n\n\n\n<p><strong class=\"myprefix-text-bold\">Drug\/dental coverage while on Co-op:<\/strong> You will remain covered under UHIP while on your co-op work term, however you will not be automatically covered for drug\/dental coverage. If you are an undergraduate student, you are strongly encouraged to look into manual enrollment on the <a href=\"https:\/\/www.cusaonline.ca\/services\/healthplan\/\" type=\"link\" id=\"https:\/\/www.cusaonline.ca\/services\/healthplan\/\">CUSA Health Plan page<\/a>. If you are a graduate student, you are strongly encouraged to visit the <a href=\"https:\/\/gsacarleton.ca\/healthplan\/\" type=\"link\" id=\"https:\/\/gsacarleton.ca\/healthplan\/\">GSA Health Plan page<\/a> for further information.<\/p>\n\n\n\n<p><strong class=\"myprefix-text-bold\">Opt-in deadlines do apply.<\/strong><\/p>\n\n\n\n<p>More information can be found on <a href=\"https:\/\/www.uhip.ca\" target=\"_blank\" rel=\"noreferrer noopener\">UHIP&#8217;s website<\/a>.<\/p>\n\n\n        <\/dd>\n    <\/div>\n\n\n    <div class=\"grid pt-4 pb-3 border-b accordion border-cu-black-100 md:pt-6 md:pb-5 first:border-t\">\n        <dt class=\"font-semibold not-prose\">\n            <button class=\"flex items-center justify-between w-full text-left accordion__button\" aria-expanded=\"false\" aria-controls=\"accordion-are-domestic-students-eligible-for-uhip-how-can-they-enroll-unenroll\">\n                <span class=\"flex-1 ml-auto text-left break-words whitespace-normal cu-icon\">\n                    Are domestic students eligible for UHIP? How can they enroll\/unenroll?\n                <\/span>\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewbox=\"0 0 24 24\" stroke-width=\"1.5\" stroke=\"currentColor\" aria-hidden=\"true\" data-slot=\"icon\" class=\"w-5 h-5 ml-auto transition-transform rotate-0 accordion__icon text-cu-black-500\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M8.25 4.5l7.5 7.5-7.5 7.5\"><\/path>\n                <\/svg>\n            <\/button>\n        <\/dt>\n        <dd class=\"p-0 mt-0 cu-prose cu-prose-first-last accordion__content md:p-0 md:mt-0\" hidden=\"\" id=\"accordion-are-domestic-students-eligible-for-uhip-how-can-they-enroll-unenroll\">\n            \n\n<p>Students who are coming to study at Carleton and have domestic status\/paying domestic fees will NOT be automatically enrolled in UHIP. Students must complete the <a href=\"https:\/\/carleton.ca\/go-isso\/cu_file\/uhip-enrolment-form-2022\/\" type=\"link\" id=\"https:\/\/carleton.ca\/go-isso\/cu_file\/uhip-enrolment-form-2022\/\">UHIP Enrolment Form 2024<\/a> and email it to <a href=\"mailto:uhip@cunet.carleton.ca\">uhip@cunet.carleton.ca<\/a>. Students can visit <a href=\"http:\/\/www.health.gov.on.ca\/en\/public\/programs\/ohip\/ohipfaq_mn.aspx#:~:text=To%20maintain%20eligibility%20for%20OHIP,eligible%20citizenship%2Fimmigration%20status%3B%20and&amp;text=be%20physically%20present%20in%20Ontario%20for%20at%20least%20153%20days,residency%20in%20the%20province%3B%20and\" type=\"link\" id=\"http:\/\/www.health.gov.on.ca\/en\/public\/programs\/ohip\/ohipfaq_mn.aspx#:~:text=To%20maintain%20eligibility%20for%20OHIP,eligible%20citizenship%2Fimmigration%20status%3B%20and&amp;text=be%20physically%20present%20in%20Ontario%20for%20at%20least%20153%20days,residency%20in%20the%20province%3B%20and\">Service Ontario<\/a> to see if they are eligible for Ontario Health Insurance (OHIP). If approved, students must provide proof to the GO-ISSO or via email at uhip@carleton.ca. At such time, the student&#8217;s UHIP will be terminated and the student account will be adjusted accordingly. Details on OHIP eligibility and how to apply can be found on the <a href=\"https:\/\/www.ontario.ca\/page\/apply-ohip-and-get-health-card\" type=\"link\" id=\"https:\/\/www.ontario.ca\/page\/apply-ohip-and-get-health-card\">Government of Ontario\u2019s website<\/a>.<\/p>\n\n\n        <\/dd>\n    <\/div>\n\n\n    <div class=\"grid pt-4 pb-3 border-b accordion border-cu-black-100 md:pt-6 md:pb-5 first:border-t\">\n        <dt class=\"font-semibold not-prose\">\n            <button class=\"flex items-center justify-between w-full text-left accordion__button\" aria-expanded=\"false\" aria-controls=\"accordion-can-students-with-an-approved-leave-of-absence-loa-be-covered-by-uhip\">\n                <span class=\"flex-1 ml-auto text-left break-words whitespace-normal cu-icon\">\n                    Can students with an approved Leave of Absence (LOA) be covered by UHIP?\n                <\/span>\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewbox=\"0 0 24 24\" stroke-width=\"1.5\" stroke=\"currentColor\" aria-hidden=\"true\" data-slot=\"icon\" class=\"w-5 h-5 ml-auto transition-transform rotate-0 accordion__icon text-cu-black-500\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M8.25 4.5l7.5 7.5-7.5 7.5\"><\/path>\n                <\/svg>\n            <\/button>\n        <\/dt>\n        <dd class=\"p-0 mt-0 cu-prose cu-prose-first-last accordion__content md:p-0 md:mt-0\" hidden=\"\" id=\"accordion-can-students-with-an-approved-leave-of-absence-loa-be-covered-by-uhip\">\n            \n\n<p>If you are a <strong class=\"myprefix-text-bold\">Graduate student<\/strong> and have been approved for a Leave of Absence (LOA) from your program of study, you can request to have your UHIP kept intact for a 4 month period (must provide proof). Cowan will approve only one LOA request per 12 month period (some exceptions may apply).<\/p>\n\n\n        <\/dd>\n    <\/div>\n\n\n    <\/dl>\n\n\n    <\/div>\n<\/section>\n\n\n\n<section class=\"w-screen px-6 cu-section cu-section--white ml-offset-center md:px-8 lg:px-14\">\n    <div class=\"space-y-6 cu-max-w-child-5xl  md:space-y-10 cu-prose-first-last\">\n\n        \n            \n\n\n<header class=\"mb-6 cu-pageheader cu-component-updated md:mb-12\">\n    <h2 id=\"coverage-and-claim-forms\" class=\"cu-prose-first-last font-semibold !mt-2 mb-4 md:mb-6 relative text-2xl md:text-3xl lg:text-4xl lg:leading-[3rem] pb-4 after:w-8 after:absolute after:h-px after:bottom-0 after:bg-cu-red after:left-px\">\n        Coverage and Claim Forms\n    <\/h2>\n\n    <\/header>\n    \n    <dl class=\"cu-description cu-component-updated\">\n        \n    <div class=\"grid pt-4 pb-3 border-b accordion border-cu-black-100 md:pt-6 md:pb-5 first:border-t\">\n        <dt class=\"font-semibold not-prose\">\n            <button class=\"flex items-center justify-between w-full text-left accordion__button\" aria-expanded=\"false\" aria-controls=\"accordion-what-does-uhip-cover\">\n                <span class=\"flex-1 ml-auto text-left break-words whitespace-normal cu-icon\">\n                    What does UHIP cover?\n                <\/span>\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewbox=\"0 0 24 24\" stroke-width=\"1.5\" stroke=\"currentColor\" aria-hidden=\"true\" data-slot=\"icon\" class=\"w-5 h-5 ml-auto transition-transform rotate-0 accordion__icon text-cu-black-500\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M8.25 4.5l7.5 7.5-7.5 7.5\"><\/path>\n                <\/svg>\n            <\/button>\n        <\/dt>\n        <dd class=\"p-0 mt-0 cu-prose cu-prose-first-last accordion__content md:p-0 md:mt-0\" hidden=\"\" id=\"accordion-what-does-uhip-cover\">\n            \n\n<p>UHIP is a basic and primary health care plan and it covers a number of services such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Hospital services such as; emergency room services, non-emergency hospitalization etc. (Limitations may apply.&nbsp;See above). Cowan must be notified within 48 hours of any hospital stay expected to exceed 72 hours in duration.<\/li>\n\n\n\n<li>Physician\u2019s services, for example, annual health examination, diagnosis &amp; treatment of illness and injuries, care related to pregnancy etc. <\/li>\n\n\n\n<li>Diagnostic and x-ray services, emergency ambulances, etc.<\/li>\n\n\n\n<li>Pre and postnatal care.<\/li>\n\n\n\n<li>One eye exam per year if you are under the age of 20 or over the age of 65.<\/li>\n\n\n\n<li><strong>UHIP reimburses physicians at a rate of 125% of the OHIP rate.&nbsp; <\/strong><\/li>\n\n\n\n<li><strong>Each medical test\/assessment has a corresponding \u2018OHIP code\u2019 and cost and&nbsp; UHIP will pay 125% of that cost.&nbsp;Anything over and above that 125% will be the responsibility of the student\/member to pay.<\/strong><\/li>\n<\/ul>\n\n\n\n<p><strong>UHIP&nbsp;does NOT cover dental costs and prescription medication.&nbsp;<\/strong><\/p>\n\n\n        <\/dd>\n    <\/div>\n\n\n    <div class=\"grid pt-4 pb-3 border-b accordion border-cu-black-100 md:pt-6 md:pb-5 first:border-t\">\n        <dt class=\"font-semibold not-prose\">\n            <button class=\"flex items-center justify-between w-full text-left accordion__button\" aria-expanded=\"false\" aria-controls=\"accordion-what-is-the-difference-between-uhip-and-the-cusa-gsa-drugs-dental-plan\">\n                <span class=\"flex-1 ml-auto text-left break-words whitespace-normal cu-icon\">\n                    What is the difference between UHIP and the CUSA\/GSA Drugs &amp; Dental plan?\n                <\/span>\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewbox=\"0 0 24 24\" stroke-width=\"1.5\" stroke=\"currentColor\" aria-hidden=\"true\" data-slot=\"icon\" class=\"w-5 h-5 ml-auto transition-transform rotate-0 accordion__icon text-cu-black-500\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M8.25 4.5l7.5 7.5-7.5 7.5\"><\/path>\n                <\/svg>\n            <\/button>\n        <\/dt>\n        <dd class=\"p-0 mt-0 cu-prose cu-prose-first-last accordion__content md:p-0 md:mt-0\" hidden=\"\" id=\"accordion-what-is-the-difference-between-uhip-and-the-cusa-gsa-drugs-dental-plan\">\n            \n\n<p><strong>UHIP&nbsp;does NOT cover dental costs and prescription medication. See table below.&nbsp;<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"641\" height=\"503\" src=\"https:\/\/carleton.ca\/go-isso\/wp-content\/uploads\/sites\/102\/2025\/10\/UHIP-vs-CUSA-GSA-Drug-Plan.png\" alt=\"A chart that covers the difference between UHP vs CUSA\/GSA Coverage. Contact uhip@carleton.ca with queastions.\" class=\"wp-image-43282\" srcset=\"https:\/\/carleton.ca\/go-isso\/wp-content\/uploads\/sites\/102\/2025\/10\/UHIP-vs-CUSA-GSA-Drug-Plan.png 641w, https:\/\/carleton.ca\/go-isso\/wp-content\/uploads\/sites\/102\/2025\/10\/UHIP-vs-CUSA-GSA-Drug-Plan-512x402.png 512w, https:\/\/carleton.ca\/go-isso\/wp-content\/uploads\/sites\/102\/2025\/10\/UHIP-vs-CUSA-GSA-Drug-Plan-320x251.png 320w\" sizes=\"auto, (max-width: 641px) 100vw, 641px\" \/><\/figure>\n\n\n\n<p><br><strong>Undergraduate students\u00a0<\/strong>should contact <a href=\"https:\/\/www.cusaonline.ca\/services\/healthplan\/\" target=\"_blank\" rel=\"noreferrer noopener\">Carleton University Student\u2019s Association (CUSA<\/a><a href=\"http:\/\/cusaonline.ca\/\">)<\/a> for details on the Accident, Dental and Drug Plan. Make sure to note opt-in and opt-out deadlines.\u00a0Further inquiries can be directed to cusa@cusaonline.ca or visit them on 4th Floor Nideyinan.<br><\/p>\n\n\n\n<p><strong>Graduate students\u00a0<\/strong>can find more details on their Health, Dental and Accident plan\u00a0on the <a href=\"http:\/\/gsacarleton.ca\/healthplan\/\" target=\"_blank\" rel=\"noreferrer noopener\">GSA&#8217;s website<\/a> or visit the GSA (Graduate Student\u2019s Association, 6th Floor Nideyinan).\u00a0<\/p>\n\n\n\n<p>Make sure to note opt-in and opt-out dates. <\/p>\n\n\n\n<p>Further inquiries can be directed to occ@gsacarleton.ca.<\/p>\n\n\n\n<p>The CUSA\/GSA supplemental plan charges will be added to your account automatically provided a) you start your studies in fall; b) you are registered full-time (4 or more classes for undergraduates). If you are starting studies in the Winter term, you <strong>must opt-in<\/strong> to the supplemental plan by visiting either CUSA or the GSA. Opt-in deadlines apply.<br><strong>Dependents can be added to the drug\/dental plans.\u00a0Opt-in deadlines apply. Visit the appropriate office for details.<\/strong><br><br><\/p>\n\n\n        <\/dd>\n    <\/div>\n\n\n    <div class=\"grid pt-4 pb-3 border-b accordion border-cu-black-100 md:pt-6 md:pb-5 first:border-t\">\n        <dt class=\"font-semibold not-prose\">\n            <button class=\"flex items-center justify-between w-full text-left accordion__button\" aria-expanded=\"false\" aria-controls=\"accordion-i-feel-unwell-and-have-cold-and-flu-like-symptoms-what-should-i-do\">\n                <span class=\"flex-1 ml-auto text-left break-words whitespace-normal cu-icon\">\n                    I feel unwell and have cold and flu like symptoms, what should I do?\n                <\/span>\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewbox=\"0 0 24 24\" stroke-width=\"1.5\" stroke=\"currentColor\" aria-hidden=\"true\" data-slot=\"icon\" class=\"w-5 h-5 ml-auto transition-transform rotate-0 accordion__icon text-cu-black-500\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M8.25 4.5l7.5 7.5-7.5 7.5\"><\/path>\n                <\/svg>\n            <\/button>\n        <\/dt>\n        <dd class=\"p-0 mt-0 cu-prose cu-prose-first-last accordion__content md:p-0 md:mt-0\" hidden=\"\" id=\"accordion-i-feel-unwell-and-have-cold-and-flu-like-symptoms-what-should-i-do\">\n            \n\n<p>Students feeling unwell with cold, flu and\/or COVID-19 like symptoms should consider the following:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Monitor symptom severity and connect with a health care professional for persistent and worsening symptoms.<\/li>\n\n\n\n<li>Contact Health and Counselling Services at (613)&nbsp;520-6674 to make a virtual appointment with a member of their medical team (Monday to Friday 8:30am \u2013 4:30pm).<\/li>\n\n\n\n<li>For suspected symptoms of or possible exposure to COVID-19, students should complete a&nbsp;<a href=\"https:\/\/covid-19.ontario.ca\/self-assessment\/\" target=\"_blank\" rel=\"noreferrer noopener\">Self-Assessment<\/a>&nbsp;and\/or&nbsp;<a href=\"https:\/\/www.ottawapublichealth.ca\/en\/public-health-services\/contact-us.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">contact Ottawa Public Health<\/a>. Students advised to get tested for COVID-19 should follow public health guidelines and visit a&nbsp;<a href=\"https:\/\/www.ottawapublichealth.ca\/en\/shared-content\/assessment-centres.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Testing Centre<\/a>.<\/li>\n\n\n\n<li>Students needing support outside of Health and Counselling Services\u2019 regular business hours for a non-life-threatening medical issue that requires immediate attention, can consider attending a walk-in clinic to see a doctor without making an appointment. It is recommended that international students visit one of the&nbsp;<a href=\"https:\/\/uhip.ca\/find-a-clinic-doctor-lab\/#find-a-clinic-doctor-lab-close-to-you-that-accepts-uhip\" target=\"_blank\" rel=\"noreferrer noopener\">Preferred Provider Network<\/a>&nbsp;clinics&nbsp;to avoid extra fees not covered by the University Health Insurance Plan (UHIP). It is not mandatory to use a \u2018preferred provider\u2019; however, it is convenient as there is no immediate out-of-pocket expense to students with a valid UHIP card.<\/li>\n\n\n\n<li>Students are reminded to only seek medical attention from emergency services at hospital emergency room)<span style=\"text-decoration: underline\"> if you believe you have a serious, life-threatening or potentially disabling medical condition or acute injur<\/span>y that required immediate medical attention.  <strong class=\"myprefix-text-bold\">Do not use the emergency room (ER) for non-emergencies. <\/strong> In Canada, waiting times to see doctors in the hospital are based on the severity of the medical condition, and emergency rooms are usually very busy and waiting times can be very long.  You can also expect to pay more for emergency room visits that may not be covered under UHIP. <\/li>\n<\/ul>\n\n\n        <\/dd>\n    <\/div>\n\n\n    <div class=\"grid pt-4 pb-3 border-b accordion border-cu-black-100 md:pt-6 md:pb-5 first:border-t\">\n        <dt class=\"font-semibold not-prose\">\n            <button class=\"flex items-center justify-between w-full text-left accordion__button\" aria-expanded=\"false\" aria-controls=\"accordion-how-do-i-submit-a-claim-form\">\n                <span class=\"flex-1 ml-auto text-left break-words whitespace-normal cu-icon\">\n                    How do I submit a claim form?\n                <\/span>\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewbox=\"0 0 24 24\" stroke-width=\"1.5\" stroke=\"currentColor\" aria-hidden=\"true\" data-slot=\"icon\" class=\"w-5 h-5 ml-auto transition-transform rotate-0 accordion__icon text-cu-black-500\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M8.25 4.5l7.5 7.5-7.5 7.5\"><\/path>\n                <\/svg>\n            <\/button>\n        <\/dt>\n        <dd class=\"p-0 mt-0 cu-prose cu-prose-first-last accordion__content md:p-0 md:mt-0\" hidden=\"\" id=\"accordion-how-do-i-submit-a-claim-form\">\n            \n\n<p>If you visit a medical practitioner who is NOT part of the Preferred Provider Network (PPN),&nbsp;you may have to pay for the services provided (referred to as \u2018making a claim\u2019). If you do, then you will have to complete a <a href=\"https:\/\/uhip.ca\/submit-a-claim\/\" target=\"_blank\" rel=\"noreferrer noopener\">Claim Form<\/a> and submit the claim form along with invoice details given to you by the doctor\/clinic and send via Cowan&#8217;s member portal at clients.cowan.ca. Be sure to keep a copy of all paperwork for your records. The deadline to submit the claim form is within 12 months of the services you received.<\/p>\n\n\n\n<p><strong>On the back of the claim form, section 3: <\/strong>If you paid money to the doctor\/clinic, be sure to check the box that says&nbsp;<em>Payment is to be made to member.<\/em><\/p>\n\n\n\n<p>If you were invoiced by the doctor\/clinic but paid nothing, check the second box that says <em>Payment is to be made directly to the provider,&nbsp;<\/em>so that Cowan will pay the doctor\/clinic directly.<\/p>\n\n\n\n<p><strong>Claim deadline:<\/strong>&nbsp; You must submit your claim within 12 months of date of the claim.&nbsp; If your coverage under the plan ends, you must submit your claim within 90 days of your coverage ending.<\/p>\n\n\n        <\/dd>\n    <\/div>\n\n\n    <\/dl>\n\n\n    <\/div>\n<\/section>\n\n\n\n<section class=\"w-screen px-6 cu-section cu-section--white ml-offset-center md:px-8 lg:px-14\">\n    <div class=\"space-y-6 cu-max-w-child-5xl  md:space-y-10 cu-prose-first-last\">\n\n        \n            \n\n\n<header class=\"mb-6 cu-pageheader cu-component-updated md:mb-12\">\n    <h2 id=\"exemptions-and-post-graduation-options\" class=\"cu-prose-first-last font-semibold !mt-2 mb-4 md:mb-6 relative text-2xl md:text-3xl lg:text-4xl lg:leading-[3rem] pb-4 after:w-8 after:absolute after:h-px after:bottom-0 after:bg-cu-red after:left-px\">\n        Exemptions and Post Graduation Options\n    <\/h2>\n\n    <\/header>\n    \n    <dl class=\"cu-description cu-component-updated\">\n        \n    <div class=\"grid pt-4 pb-3 border-b accordion border-cu-black-100 md:pt-6 md:pb-5 first:border-t\">\n        <dt class=\"font-semibold not-prose\">\n            <button class=\"flex items-center justify-between w-full text-left accordion__button\" aria-expanded=\"false\" aria-controls=\"accordion-can-i-be-exempted\">\n                <span class=\"flex-1 ml-auto text-left break-words whitespace-normal cu-icon\">\n                    Can I be exempted?\n                <\/span>\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewbox=\"0 0 24 24\" stroke-width=\"1.5\" stroke=\"currentColor\" aria-hidden=\"true\" data-slot=\"icon\" class=\"w-5 h-5 ml-auto transition-transform rotate-0 accordion__icon text-cu-black-500\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M8.25 4.5l7.5 7.5-7.5 7.5\"><\/path>\n                <\/svg>\n            <\/button>\n        <\/dt>\n        <dd class=\"p-0 mt-0 cu-prose cu-prose-first-last accordion__content md:p-0 md:mt-0\" hidden=\"\" id=\"accordion-can-i-be-exempted\">\n            \n\n<p>Typically all international students, their dependents, exchange and special students, visiting scholars and their families and non-resident Carleton Employees are required to enroll in UHIP. However, only those covered under a&nbsp;<a href=\"https:\/\/uhip.ca\/uhip-services\/coverage-details\/#getting-an-exemption-from-uhip\" target=\"_blank\" rel=\"noreferrer noopener\">pre-approved plan<\/a>&nbsp;can be exempted from UHIP.<\/p>\n\n\n\n<p>If you have OHIP (Ontario provincial insurance &#8211; green card), RAMQ (Quebec insurance), other provincial insurance, or insurance coverage under any one of these pre-approved plans, please send proof to uhip@carleton.ca to request the UHIP fee be removed. <br>Students\/employees covered under a plan other than a pre-approved plan must join UHIP and pay the required premium before applying for an exemption.<\/p>\n\n\n\n<p>If you have coverage with a non-pre-approved provider and would like to apply to be exempted from UHIP, be sure to review the <a href=\"https:\/\/uhip.ca\/wp-content\/uploads\/2022\/08\/UHIP-Exemption-Brochures-2481839-E_0722.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">exemption checklist<\/a>&nbsp;to see if your plan is comparable with UHIP and if so, complete an&nbsp;<a href=\"https:\/\/uhip.ca\/wp-content\/uploads\/2022\/08\/UHIP-Request-for-Exemption-Form-aGL5727E-E_0722.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Exemption Form<\/a> and submit to the Case Management team at Cowan for review.&nbsp;All details must be provided in either English or French.&nbsp;Be sure to include all details of your home plan (inclusions and exclusions) and <a href=\"mailto:case.mgmt@cowangroup.ca\" target=\"_blank\" rel=\"noreferrer noopener\">email Cowan<\/a> for review.&nbsp;If approved, the UHIP fees will be removed from your student account.<\/p>\n\n\n\n<p><strong>Exemption deadline<\/strong>:&nbsp; You have 45 days from the start of the academic year to apply for the exemption.<br>Diplomatic Insurance Coverage and Interim Federal Health Certificate\/Incoming Exchange Students<br>International students who are diplomats\/dependents of (spouse or son\/daughter) of diplomats may have acceptable health insurance plans with their Embassy or High Commission and UHIP is not required. If however, you are under your parent\u2019s diplomatic health coverage, and they have left the country, it is your responsibility to enrol in the UHIP plan.<\/p>\n\n\n\n<p>For the students who are being covered under the&nbsp;<strong>Interim Federal Health Certificate,<\/strong>&nbsp;you are eligible for exemption from UHIP. Proof of this certificate must be submitted to the UHIP Administrator at the beginning of every school year.<\/p>\n\n\n\n<p>Do I need medical insurance before I come to Canada?<br>You should purchase travel insurance from your home country to protect you for the duration of your travel.<br>You should not purchase health insurance for the duration of your studies as UHIP is mandatory for all international students while enrolled as a student at Carleton (including exchange students).<\/p>\n\n\n\n<p>What happens if I withdraw from school?<br>If you are considering withdrawing from classes, your UHIP health coverage will be terminated from the day you withdraw.<\/p>\n\n\n\n<p>It is imperative that you visit the GO-ISSO regarding any change in your status, the implications it has on your UHIP and potentially your immigration status.<\/p>\n\n\n        <\/dd>\n    <\/div>\n\n\n    <div class=\"grid pt-4 pb-3 border-b accordion border-cu-black-100 md:pt-6 md:pb-5 first:border-t\">\n        <dt class=\"font-semibold not-prose\">\n            <button class=\"flex items-center justify-between w-full text-left accordion__button\" aria-expanded=\"false\" aria-controls=\"accordion-im-graduating-can-i-extend-my-coverage-what-are-my-options\">\n                <span class=\"flex-1 ml-auto text-left break-words whitespace-normal cu-icon\">\n                    I&#8217;m graduating. Can I extend my coverage? What are my options?\n                <\/span>\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewbox=\"0 0 24 24\" stroke-width=\"1.5\" stroke=\"currentColor\" aria-hidden=\"true\" data-slot=\"icon\" class=\"w-5 h-5 ml-auto transition-transform rotate-0 accordion__icon text-cu-black-500\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M8.25 4.5l7.5 7.5-7.5 7.5\"><\/path>\n                <\/svg>\n            <\/button>\n        <\/dt>\n        <dd class=\"p-0 mt-0 cu-prose cu-prose-first-last accordion__content md:p-0 md:mt-0\" hidden=\"\" id=\"accordion-im-graduating-can-i-extend-my-coverage-what-are-my-options\">\n            \n\n<p>Completing your Academic Program and graduating? You can extend your UHIP coverage!<br>If you\u2019re an international student living in Canada and you\u2019re about to graduate, it\u2019s important to consider how you will protect you and your family in case of an emergency. You may be planning to travel or stay in Canada following your graduation. If that\u2019s the case below are some options you may wish to consider.<\/p>\n\n\n\n<p>If Spring (classes finish end of April) will be your last term of study and you are graduating in June, your current coverage expires August 31. If by that date you have not secured full time employment and acquired, OHIP you can extend UHIP for another 2 months, providing you with a total of 6 months UHIP coverage from end of classes. Email uhip@carleton.ca for details.<\/p>\n\n\n\n<p>If Summer will be your last term of study (classes finish end of August) your UHIP is valid to August 31. You will be able to extend your coverage 6 months (to Feb 28) or until such time as you may find you are eligible for OHIP (Ontario provincial insurance). The 6 months premium (single) will be charged to your student account. Email us at <a href=\"mailto:uhip@carleton.ca\">uhip@carleton.ca<\/a> for more details. Your coverage remains limited to emergencies, no matter where in Canada you may be.<\/p>\n\n\n\n<p>If you have received a Post Graduation Work Permit and&nbsp;<strong>have secured full time employment<\/strong>&nbsp;for a minimum of 6 months (with same employer), check to see about applying for the&nbsp;<a href=\"http:\/\/www.health.gov.on.ca\/en\/public\/programs\/ohip\/default.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Ontario Health Insurance Plan (OHIP)<\/a>. If you get approved for OHIP and still have UHIP coverage, contact the ISSO and provide proof of OHIP start date and your UHIP will be terminated and your student account credited with unused portion. <strong>You need to have either UHIP or OHIP but not both.<\/strong><\/p>\n\n\n\n<p>If you have been registered in classes as a Special student,&nbsp;you have UHIP coverage only for the terms you are registered. If you are still in Canada but not registered in classes, you should obtain private medical health insurance.<\/p>\n\n\n\n<p>Private Health Insurance<br>If you do not qualify for provincial health insurance coverage you should&nbsp;<strong>strongly consider&nbsp;<\/strong>purchasing private health insurance. The following are just a few options that are provided for your convenience only and do not necessarily imply an endorsement by Carleton University. ISSO or Carleton University cannot be held responsible for information and materials found on these sites. While ISSO has tried to verify all the information as much as possible, students are advised to research their options and contact the insurance company before they enroll themselves or their families into any insurance plans.<\/p>\n\n\n\n<p>Here are some other examples of health insurance companies that you may want to consider.&nbsp; Do your research and find the plan that best suits your needs.<\/p>\n\n\n\n<p><a href=\"http:\/\/www.coverme.com\/products\/flexcare-plans.jsp\" target=\"_blank\" rel=\"noreferrer noopener\">Manulife\/Cover Me <\/a>&nbsp;(1-844-378-3865)<br><a href=\"http:\/\/www.sunlife.ca\/\" target=\"_blank\" rel=\"noreferrer noopener\">Sun Life<\/a><br><a href=\"https:\/\/www.ingleinternational.com\/en\/travel-insurance\/visitors-to-canada\/compare\" target=\"_blank\" rel=\"noreferrer noopener\">Ingle International&nbsp;<\/a>(1-800-360-3234)<br><a href=\"https:\/\/internationalalumni.carrd.co\/\" target=\"_blank\" rel=\"noreferrer noopener\">International Alumni<\/a> (1-888-918-5056) &#8211; info@studentvip.ca<br><a href=\"http:\/\/www.guard.me\/\" target=\"_blank\" rel=\"noreferrer noopener\">Guard Me<\/a><br><a href=\"http:\/\/www.cowangroup.ca\/\" target=\"_blank\" rel=\"noreferrer noopener\">Cowan Insurance Group<\/a>&nbsp;(1-866-912-6926)<br><a href=\"http:\/\/www.greenshield.ca\/\" target=\"_blank\" rel=\"noreferrer noopener\">Greenshield<\/a>&nbsp;(1-888-711-1119)<br><a href=\"http:\/\/www.greatwestlife.com\/001\/Home\/index.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Great West Life<\/a><br><a href=\"https:\/\/www.useblue.com\/index.en.html\" target=\"_blank\" rel=\"noreferrer noopener\">Ontario Blue Cross<\/a><\/p>\n\n\n        <\/dd>\n    <\/div>\n\n\n    <\/dl>\n\n\n    <\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>UHIP for Students The University Health Insurance Plan (UHIP) applies to the following two groups of students at Carleton: This page provides information about enrolment, what UHIP covers, making claims, etc. If you are a staff member wanting to enroll in UHIP, please visit our UHIP for Staff page. UHIP does not cover prescription drugs, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":26865,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_cu_dining_location_slug":"","footnotes":"","_links_to":"","_links_to_target":""},"cu_page_type":[192],"class_list":["post-26798","page","type-page","status-publish","hentry","cu_page_type-general"],"acf":{"cu_post_thumbnail":""},"_links":{"self":[{"href":"https:\/\/carleton.ca\/go-isso\/wp-json\/wp\/v2\/pages\/26798","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/carleton.ca\/go-isso\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/carleton.ca\/go-isso\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/carleton.ca\/go-isso\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/carleton.ca\/go-isso\/wp-json\/wp\/v2\/comments?post=26798"}],"version-history":[{"count":7,"href":"https:\/\/carleton.ca\/go-isso\/wp-json\/wp\/v2\/pages\/26798\/revisions"}],"predecessor-version":[{"id":44015,"href":"https:\/\/carleton.ca\/go-isso\/wp-json\/wp\/v2\/pages\/26798\/revisions\/44015"}],"up":[{"embeddable":true,"href":"https:\/\/carleton.ca\/go-isso\/wp-json\/wp\/v2\/pages\/26865"}],"wp:attachment":[{"href":"https:\/\/carleton.ca\/go-isso\/wp-json\/wp\/v2\/media?parent=26798"}],"wp:term":[{"taxonomy":"cu_page_type","embeddable":true,"href":"https:\/\/carleton.ca\/go-isso\/wp-json\/wp\/v2\/cu_page_type?post=26798"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}