{"id":21222,"date":"2024-10-29T15:19:09","date_gmt":"2024-10-29T19:19:09","guid":{"rendered":"https:\/\/carleton.ca\/healthy-workplace\/?page_id=21222"},"modified":"2026-04-20T15:50:37","modified_gmt":"2026-04-20T19:50:37","slug":"financial-wellbeing","status":"publish","type":"page","link":"https:\/\/carleton.ca\/healthy-workplace\/financial-wellbeing\/","title":{"rendered":"Financial Well-being"},"content":{"rendered":"\n<section class=\"w-screen px-6 cu-section cu-section--white ml-offset-center md:px-8 lg:px-14\">\n    <div class=\"space-y-6 cu-max-w-child-5xl  md:space-y-10 cu-prose-first-last\">\n\n            <div class=\"cu-textmedia flex flex-col lg:flex-row mx-auto gap-6 md:gap-10 my-6 md:my-12 first:mt-0 max-w-5xl\">\n        <div class=\"justify-start cu-textmedia-content cu-prose-first-last\" style=\"flex: 0 0 100%;\">\n            <header class=\"font-light prose-xl cu-pageheader md:prose-2xl cu-component-updated cu-prose-first-last\">\n                                    <h1 class=\"cu-prose-first-last font-semibold !mt-2 mb-4 md:mb-6 relative after:absolute after:h-px after:bottom-0 after:bg-cu-red after:left-px text-3xl md:text-4xl lg:text-5xl lg:leading-[3.5rem] pb-5 after:w-10 text-cu-black-700 not-prose\">\n                        Financial Well-being\n                    <\/h1>\n                \n                                \n                                    \n\n<p>Financial well-being is an essential component of a holistic understanding of wellness. Financial well-being refers to your ability to comfortably fulfill all your current financial obligations and needs, while also maintaining the financial strength to sustain this stability in the future. Put simply, your personal finances and your relationship with money has direct impact on your overall well-being.<\/p>\n\n\n                            <\/header>\n\n                    <\/div>\n\n            <\/div>\n\n    <\/div>\n<\/section>\n\n\n\n<p>According to the <a href=\"https:\/\/www.canada.ca\/en\/financial-consumer-agency\/programs\/research\/financial-well-being-survey-results.html#fn1\">Financial Consumer Agency of Canada (FCAC),<\/a> there are a number of factors that contribute to an individual&#8217;s financial well-being<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"475\" src=\"https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/financial-wellbeing.jpg\" alt=\"Diagram: factors that influence financial well-being are financial behaviours, economic, social, and psychological factors\" class=\"wp-image-21223\" style=\"width:524px;height:auto\" srcset=\"https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/financial-wellbeing.jpg 800w, https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/financial-wellbeing-512x304.jpg 512w, https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/financial-wellbeing-320x190.jpg 320w, https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/financial-wellbeing-768x456.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<h2 id=\"financial-well-being-resources\" class=\"wp-block-heading\">Financial Well-being Resources<\/h2>\n\n\n\n\n<div class=\"w-full max-w-xl mx-auto overflow-hidden bg-white rounded-lg shadow-lg cu-stackedlist cu-component not-contained not-prose\">\n    <h2 class=\"px-6 py-4 text-base font-semibold border-b rounded-t-lg md:text-xl bg-gray-50 text-cu-black-800\">\n        Table of Contents\n    <\/h2>\n    <div class=\"grid cu-scrollto cu-stackedlist--toc cu-stackedlist--1 md:grid-cols-1\">\n            <div class=\"space-y-1\">\n                    \n            <div class=\"pl-4 text-cu-red-700\">\n                <div class=\"flex gap-2 pb-3 text-base md:text-lg\">\n                    <span class=\"font-light text-cu-black-700\">\n                        1.\n                    <\/span>\n\n                    <a href=\"#canada-life\" class=\"font-medium hover:underline\">\n                        Canada Life\n                    <\/a>\n                <\/div>\n\n                            <\/div>\n                    \n            <div class=\"pl-4 text-cu-red-700\">\n                <div class=\"flex gap-2 pb-3 text-base md:text-lg\">\n                    <span class=\"font-light text-cu-black-700\">\n                        2.\n                    <\/span>\n\n                    <a href=\"#canada-life-saving-for-life-webinar-series\" class=\"font-medium hover:underline\">\n                        Canada Life: Saving For Life Webinar Series\n                    <\/a>\n                <\/div>\n\n                            <\/div>\n                    \n            <div class=\"pl-4 text-cu-red-700\">\n                <div class=\"flex gap-2 pb-3 text-base md:text-lg\">\n                    <span class=\"font-light text-cu-black-700\">\n                        3.\n                    <\/span>\n\n                    <a href=\"#credit-counselling-society\" class=\"font-medium hover:underline\">\n                        Credit Counselling Society\n                    <\/a>\n                <\/div>\n\n                            <\/div>\n                    \n            <div class=\"pl-4 text-cu-red-700\">\n                <div class=\"flex gap-2 pb-3 text-base md:text-lg\">\n                    <span class=\"font-light text-cu-black-700\">\n                        4.\n                    <\/span>\n\n                    <a href=\"#credit-counselling-webinar-raising-financially-fit-kids\" class=\"font-medium hover:underline\">\n                        Credit Counselling Webinar: Raising Financially Fit Kids\n                    <\/a>\n                <\/div>\n\n                            <\/div>\n                    \n            <div class=\"pl-4 text-cu-red-700\">\n                <div class=\"flex gap-2 pb-3 text-base md:text-lg\">\n                    <span class=\"font-light text-cu-black-700\">\n                        5.\n                    <\/span>\n\n                    <a href=\"#employee-family-assistance-program\" class=\"font-medium hover:underline\">\n                        Employee &amp; Family Assistance Program\n                    <\/a>\n                <\/div>\n\n                            <\/div>\n                    \n            <div class=\"pl-4 text-cu-red-700\">\n                <div class=\"flex gap-2 pb-3 text-base md:text-lg\">\n                    <span class=\"font-light text-cu-black-700\">\n                        6.\n                    <\/span>\n\n                    <a href=\"#fseap-webinar-managing-personal-finances\" class=\"font-medium hover:underline\">\n                        FSEAP Webinar: Managing Personal Finances\n                    <\/a>\n                <\/div>\n\n                            <\/div>\n                    \n            <div class=\"pl-4 text-cu-red-700\">\n                <div class=\"flex gap-2 pb-3 text-base md:text-lg\">\n                    <span class=\"font-light text-cu-black-700\">\n                        7.\n                    <\/span>\n\n                    <a href=\"#family-services-ottawa-financial-empowerment-program\" class=\"font-medium hover:underline\">\n                        Family Services Ottawa: Financial Empowerment Program\n                    <\/a>\n                <\/div>\n\n                            <\/div>\n                    \n            <div class=\"pl-4 text-cu-red-700\">\n                <div class=\"flex gap-2 pb-3 text-base md:text-lg\">\n                    <span class=\"font-light text-cu-black-700\">\n                        8.\n                    <\/span>\n\n                    <a href=\"#youth-gambling-awareness-program-ygap\" class=\"font-medium hover:underline\">\n                        Youth Gambling Awareness Program (YGAP)\n                    <\/a>\n                <\/div>\n\n                            <\/div>\n            <\/div>\n\n    <\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"948\" height=\"335\" src=\"https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/CL.png\" alt=\"Canada Life logo\" class=\"wp-image-21238\" style=\"width:174px;height:auto\" srcset=\"https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/CL.png 948w, https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/CL-512x181.png 512w, https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/CL-320x113.png 320w, https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/CL-768x271.png 768w\" sizes=\"auto, (max-width: 948px) 100vw, 948px\" \/><\/figure>\n\n\n\n<h3 id=\"canada-life\" class=\"wp-block-heading\">Canada Life<\/h3>\n\n\n\n<p>Building the right savings and investment skills and habits can help you enjoy the here and now while planning for your future.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.canadalife.com\/investing-saving\/retirement\/group-retirement-savings\/group-retirement-plan-101.html\">Canada Life Resources<\/a><\/div>\n<\/div>\n\n\n\n<h3 id=\"canada-life-saving-for-life-webinar-series\" class=\"wp-block-heading\">Canada Life: Saving For Life Webinar Series<\/h3>\n\n\n\n<p>Saving for Life webinars will help you unlock the power of your group retirement and savings plan and reach your savings goals.&nbsp;From paying off debt to saving for retirement, they cover a variety of topics to meet you where you are in your savings journey.<\/p>\n\n\n\n<p><strong class=\"myprefix-text-bold\">Retirement \u2013 Where will my money come from?<\/strong><\/p>\n\n\n\n<p>April 28, 2026 at 1:00 p.m. ET<\/p>\n\n\n\n<p>Understanding where your money will come from in\u00a0retirement will help you plan for one you can look forward to. This webinar includes a review of government retirement benefits, including the Canada Pension Plan (CPP), Quebec Pension Plan (QPP) and Old Age Security (OAS).<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.canadalife.com\/resources\/saving-for-life\/webinars.html\">Learn More<\/a><\/div>\n<\/div>\n\n\n\n<p><strong class=\"myprefix-text-bold\">The Canadian retirement system<\/strong><\/p>\n\n\n\n<p>May 7, 2026 at 11:00 a.m. ET<\/p>\n\n\n\n<p>Are you new to Canada? This webinar helps new\u00a0Canadians learn more about the financial aspects of retiring in Canada.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.canadalife.com\/resources\/saving-for-life\/webinars\/webinar-retirement-getting-close.html\">Learn More<\/a><\/div>\n<\/div>\n\n\n\n<p><strong class=\"myprefix-text-bold\">Investing \u2212 Beyond the basics<\/strong><br>May 19, 2026 at 1:00 p.m. ET<\/p>\n\n\n\n<p>Do you want to take a more hands-on approach to\u00a0managing your investments? This webinar covers things you\u2019ll want to consider, including investment risks and fund management styles.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.canadalife.com\/resources\/saving-for-life\/webinars.html\">Learn More<\/a><\/div>\n<\/div>\n\n\n\n<p><strong class=\"myprefix-text-bold\">Her money \u2013 Breaking barriers together<\/strong><\/p>\n\n\n\n<p>June 3, 2026 at 11:00 a.m. ET<\/p>\n\n\n\n<p>Women face unique gender-based barriers when it comes to their financial\u00a0well-being. This webinar discusses some of these obstacles and highlights\u00a0workplace retirement plan features that can help you reach your savings goals.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.canadalife.com\/resources\/saving-for-life\/webinars.html\">Learn More<\/a><\/div>\n<\/div>\n\n\n\n<p><br><br><\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"145\" height=\"49\" src=\"https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/CCS.webp\" alt=\"Credit Counselling Society logo\" class=\"wp-image-21237\" style=\"width:148px;height:auto\"\/><\/figure>\n\n\n\n<h3 id=\"credit-counselling-society\" class=\"wp-block-heading\">Credit Counselling Society<\/h3>\n\n\n\n<p>The Credit Counselling Society is an accredited non-profit that helps Canadians solve their money problems. We do this by providing free credit counselling, low-cost debt solutions, and education to help you manage your money better. Our goal is to empower you with the knowledge and tools for building the financial success that everyone deserves. We\u2019re here to help you through your difficult times and towards a better future.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/nomoredebts.org\/\">Credit Counselling Canada<\/a><\/div>\n<\/div>\n\n\n\n<h3 id=\"credit-counselling-webinar-raising-financially-fit-kids\" class=\"wp-block-heading\">Credit Counselling Webinar: Raising Financially Fit Kids<\/h3>\n\n\n\n<p>As parents and guardians of our children, we hold a unique responsibility to teach them how to successfully navigate through life. This can include taking care of their basic needs like, brushing their teeth and getting dressed. But what about money and finances? Learning about how to use money wisely is a life skill that needs to be taught and practiced. If the thought of this is daunting, not to worry! We have the resources to help you get started so your children can understand the benefits of making smart money choices early in order to become financially successful adults.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/nomoredebts.org\/financial-education\/financial-workshops-webinars\/workshop-webinar-topics\/raising-financially-fit-kids\">Learn More<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"320\" height=\"167\" src=\"https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/fseap.webp\" alt=\"FSEAP logo\" class=\"wp-image-21240\" style=\"width:153px;height:auto\"\/><\/figure>\n\n\n\n<h3 id=\"employee-family-assistance-program\" class=\"wp-block-heading\">Employee &amp; Family Assistance Program<\/h3>\n\n\n\n<p>Work\/Life services are designed to assist you in addressing everyday issues that can interfere with our ability to be focused and effective at home or work. These consultation services are delivered by qualified experts who provide advice, guidance, information, and referrals to community-based resources. These services are delivered via telephone, online, and in-person (where available), and include&nbsp;<strong class=\"myprefix-text-bold\">Financial Coaching and Credit Counselling<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.fseap.ca\/contact-us\">Contact FSEAP for more information.<\/a><\/div>\n<\/div>\n\n\n\n<h3 id=\"fseap-webinar-managing-personal-finances\" class=\"wp-block-heading\">FSEAP Webinar: Managing Personal Finances<\/h3>\n\n\n\n<p>This webinar will give participants tools on how to implement and stick to a budget.&nbsp; We will discuss common obstacle to budgeting, and achieving financial goals.&nbsp; We will discuss debt repayment strategies, what to do if they are struggling with debt and how to improve their credit score.&nbsp; At the end of the webinar participants will have a better understanding of how to make their money work for them, what steps they can take to work towards their goals, and where they can turn for trusted advice when facing financial difficulties.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/carleton.ca\/healthy-workplace\/wp-admin\/post.php?post=21219&amp;action=edit\">Learn More<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"176\" height=\"101\" src=\"https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/FSO.png\" alt=\"Family Services Ottawa logo\" class=\"wp-image-21239\" style=\"width:183px;height:auto\"\/><\/figure>\n\n\n\n<h3 id=\"family-services-ottawa-financial-empowerment-program\" class=\"wp-block-heading\">Family Services Ottawa: Financial Empowerment Program<\/h3>\n\n\n\n<p>The goal of the Financial Empowerment Program is to support financial independence and empowerment for women, girls, Two Spirit, trans, and non-binary peoples who have experienced gender-based violence. FSO has created educational resources covering a variety of financial topics including RESPs for low income families, financial literacy for new Canadians, the signs of financial abuse, and many more. These resources are translated into multiple languages and available for anyone to use and distribute. This program is funded by the Government of Canada and Women and Gender Equality Canada (WAGE) through the Canadian Women\u2019s Foundation.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/familyservicesottawa.org\/services-and-programs\/financial-empowerment-program\/\">Learn More<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"275\" height=\"135\" src=\"https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/ygap.png\" alt=\"Youth Gambling Awareness Program (YGAP) logo\" class=\"wp-image-21242\" style=\"width:183px;height:auto\"\/><\/figure>\n\n\n\n<h3 id=\"youth-gambling-awareness-program-ygap\" class=\"wp-block-heading\">Youth Gambling Awareness Program (YGAP)<\/h3>\n\n\n\n<p>Promoting Healthy and Informed Choices. The YMCA Youth Gambling Awareness Program (YGAP) is a free service funded by the Government of Ontario offering educational prevention programs to youth and adults involved in young people\u2019s lives on gambling awareness including potential risks, making informed decisions and healthy and active living.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.ymcagta.org\/youth-programs\/youth-gambling-awareness-program\">Learn More<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>According to the Financial Consumer Agency of Canada (FCAC), there are a number of factors that contribute to an individual&#8217;s financial well-being Financial Well-being Resources Canada Life Building the right savings and investment skills and habits can help you enjoy the here and now while planning for your future. Canada Life: Saving For Life Webinar [&hellip;]<\/p>\n","protected":false},"author":25,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_cu_dining_location_slug":"","footnotes":"","_links_to":"","_links_to_target":""},"cu_page_type":[154],"class_list":["post-21222","page","type-page","status-publish","hentry","cu_page_type-general"],"acf":{"cu_post_thumbnail":""},"_links":{"self":[{"href":"https:\/\/carleton.ca\/healthy-workplace\/wp-json\/wp\/v2\/pages\/21222","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/carleton.ca\/healthy-workplace\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/carleton.ca\/healthy-workplace\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/carleton.ca\/healthy-workplace\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/carleton.ca\/healthy-workplace\/wp-json\/wp\/v2\/comments?post=21222"}],"version-history":[{"count":4,"href":"https:\/\/carleton.ca\/healthy-workplace\/wp-json\/wp\/v2\/pages\/21222\/revisions"}],"predecessor-version":[{"id":22583,"href":"https:\/\/carleton.ca\/healthy-workplace\/wp-json\/wp\/v2\/pages\/21222\/revisions\/22583"}],"wp:attachment":[{"href":"https:\/\/carleton.ca\/healthy-workplace\/wp-json\/wp\/v2\/media?parent=21222"}],"wp:term":[{"taxonomy":"cu_page_type","embeddable":true,"href":"https:\/\/carleton.ca\/healthy-workplace\/wp-json\/wp\/v2\/cu_page_type?post=21222"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}