{"id":21222,"date":"2024-10-29T15:19:09","date_gmt":"2024-10-29T19:19:09","guid":{"rendered":"https:\/\/carleton.ca\/healthy-workplace\/?page_id=21222"},"modified":"2024-10-31T16:59:38","modified_gmt":"2024-10-31T20:59:38","slug":"financial-wellbeing","status":"publish","type":"page","link":"https:\/\/carleton.ca\/healthy-workplace\/financial-wellbeing\/","title":{"rendered":"Financial Well-being"},"content":{"rendered":"\n<section class=\"w-screen px-6 cu-section cu-section--white ml-offset-center md:px-8 lg:px-14\">\n    <div class=\"space-y-6 cu-max-w-child-5xl  md:space-y-10 cu-prose-first-last\">\n\n            <div class=\"cu-textmedia flex flex-col lg:flex-row mx-auto gap-6 md:gap-10 my-6 md:my-12 first:mt-0 max-w-5xl\">\n        <div class=\"justify-start cu-textmedia-content cu-prose-first-last\" style=\"flex: 0 0 100%;\">\n            <header class=\"font-light prose-xl cu-pageheader md:prose-2xl cu-component-updated cu-prose-first-last\">\n                                    <h1 class=\"cu-prose-first-last font-semibold !mt-2 mb-4 md:mb-6 relative after:absolute after:h-px after:bottom-0 after:bg-cu-red after:left-px text-3xl md:text-4xl lg:text-5xl lg:leading-[3.5rem] pb-5 after:w-10 text-cu-black-700 not-prose\">\n                        Financial Well-being\n                    <\/h1>\n                \n                                \n                                    \n\n<p>Financial well-being is an essential component of a holistic understanding of wellness. Financial well-being refers to your ability to comfortably fulfill all your current financial obligations and needs, while also maintaining the financial strength to sustain this stability in the future. However, financial well-being isn\u2019t just about income. It\u2019s also about having control over your finances, being able to handle financial setbacks, staying on track to meet your financial goals, and\u2014perhaps most importantly\u2014having the financial freedom to make choices that enhance your quality of life. Put simply, your personal finances and your relationship with money has direct impact on your overall well-being.<\/p>\n\n\n                            <\/header>\n\n                    <\/div>\n\n            <\/div>\n\n    <\/div>\n<\/section>\n\n\n\n<p>According to the <a href=\"https:\/\/www.canada.ca\/en\/financial-consumer-agency\/programs\/research\/financial-well-being-survey-results.html#fn1\">Financial Consumer Agency of Canada (FCAC),<\/a> there are a number of factors that contribute to an individual&#8217;s financial well-being<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"475\" src=\"https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/financial-wellbeing.jpg\" alt=\"\" class=\"wp-image-21223\" style=\"width:524px;height:auto\" srcset=\"https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/financial-wellbeing.jpg 800w, https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/financial-wellbeing-512x304.jpg 512w, https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/financial-wellbeing-320x190.jpg 320w, https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/financial-wellbeing-768x456.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<h2 id=\"financial-well-being-resources\" class=\"wp-block-heading\">Financial Well-being Resources<\/h2>\n\n\n\n\n<div class=\"w-full max-w-xl mx-auto overflow-hidden bg-white rounded-lg shadow-lg cu-stackedlist cu-component not-contained not-prose\">\n    <h2 class=\"px-6 py-4 text-base font-semibold border-b rounded-t-lg md:text-xl bg-gray-50 text-cu-black-800\">\n        Table of Contents\n    <\/h2>\n    <div class=\"grid cu-scrollto cu-stackedlist--toc cu-stackedlist--1 md:grid-cols-1\">\n            <div class=\"space-y-1\">\n                    \n            <div class=\"pl-4 text-cu-red-700\">\n                <div class=\"flex gap-2 pb-3 text-base md:text-lg\">\n                    <span class=\"font-light text-cu-black-700\">\n                        1.\n                    <\/span>\n\n                    <a href=\"#canada-life\" class=\"font-medium hover:underline\">\n                        Canada Life\n                    <\/a>\n                <\/div>\n\n                            <\/div>\n                    \n            <div class=\"pl-4 text-cu-red-700\">\n                <div class=\"flex gap-2 pb-3 text-base md:text-lg\">\n                    <span class=\"font-light text-cu-black-700\">\n                        2.\n                    <\/span>\n\n                    <a href=\"#canada-life-saving-for-life-webinar-series\" class=\"font-medium hover:underline\">\n                        Canada Life: Saving For Life Webinar Series\n                    <\/a>\n                <\/div>\n\n                            <\/div>\n                    \n            <div class=\"pl-4 text-cu-red-700\">\n                <div class=\"flex gap-2 pb-3 text-base md:text-lg\">\n                    <span class=\"font-light text-cu-black-700\">\n                        3.\n                    <\/span>\n\n                    <a href=\"#credit-counselling-society\" class=\"font-medium hover:underline\">\n                        Credit Counselling Society\n                    <\/a>\n                <\/div>\n\n                            <\/div>\n                    \n            <div class=\"pl-4 text-cu-red-700\">\n                <div class=\"flex gap-2 pb-3 text-base md:text-lg\">\n                    <span class=\"font-light text-cu-black-700\">\n                        4.\n                    <\/span>\n\n                    <a href=\"#credit-counselling-webinar-raising-financially-fit-kids\" class=\"font-medium hover:underline\">\n                        Credit Counselling Webinar: Raising Financially Fit Kids\n                    <\/a>\n                <\/div>\n\n                            <\/div>\n                    \n            <div class=\"pl-4 text-cu-red-700\">\n                <div class=\"flex gap-2 pb-3 text-base md:text-lg\">\n                    <span class=\"font-light text-cu-black-700\">\n                        5.\n                    <\/span>\n\n                    <a href=\"#employee-family-assistance-program\" class=\"font-medium hover:underline\">\n                        Employee &amp; Family Assistance Program\n                    <\/a>\n                <\/div>\n\n                            <\/div>\n                    \n            <div class=\"pl-4 text-cu-red-700\">\n                <div class=\"flex gap-2 pb-3 text-base md:text-lg\">\n                    <span class=\"font-light text-cu-black-700\">\n                        6.\n                    <\/span>\n\n                    <a href=\"#fseap-webinar-managing-personal-finances\" class=\"font-medium hover:underline\">\n                        FSEAP Webinar: Managing Personal Finances\n                    <\/a>\n                <\/div>\n\n                            <\/div>\n                    \n            <div class=\"pl-4 text-cu-red-700\">\n                <div class=\"flex gap-2 pb-3 text-base md:text-lg\">\n                    <span class=\"font-light text-cu-black-700\">\n                        7.\n                    <\/span>\n\n                    <a href=\"#family-services-ottawa-financial-empowerment-program\" class=\"font-medium hover:underline\">\n                        Family Services Ottawa: Financial Empowerment Program\n                    <\/a>\n                <\/div>\n\n                            <\/div>\n                    \n            <div class=\"pl-4 text-cu-red-700\">\n                <div class=\"flex gap-2 pb-3 text-base md:text-lg\">\n                    <span class=\"font-light text-cu-black-700\">\n                        8.\n                    <\/span>\n\n                    <a href=\"#youth-gambling-awareness-program-ygap\" class=\"font-medium hover:underline\">\n                        Youth Gambling Awareness Program (YGAP)\n                    <\/a>\n                <\/div>\n\n                            <\/div>\n                    \n            <div class=\"pl-4 text-cu-red-700\">\n                <div class=\"flex gap-2 pb-3 text-base md:text-lg\">\n                    <span class=\"font-light text-cu-black-700\">\n                        9.\n                    <\/span>\n\n                    <a href=\"#ygap-workshop-series-with-healthy-workplace\" class=\"font-medium hover:underline\">\n                        YGAP Workshop Series with Healthy Workplace\n                    <\/a>\n                <\/div>\n\n                            <\/div>\n            <\/div>\n\n    <\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"948\" height=\"335\" src=\"https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/CL.png\" alt=\"\" class=\"wp-image-21238\" style=\"width:174px;height:auto\" srcset=\"https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/CL.png 948w, https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/CL-512x181.png 512w, https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/CL-320x113.png 320w, https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/CL-768x271.png 768w\" sizes=\"auto, (max-width: 948px) 100vw, 948px\" \/><\/figure>\n\n\n\n<h3 id=\"canada-life\" class=\"wp-block-heading\">Canada Life<\/h3>\n\n\n\n<p>Building the right savings and investment skills and habits can help you enjoy the here and now while planning for your future.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.canadalife.com\/investing-saving\/retirement\/group-retirement-savings\/group-retirement-plan-101.html\">Canada Life Resources<\/a><\/div>\n<\/div>\n\n\n\n<h3 id=\"canada-life-saving-for-life-webinar-series\" class=\"wp-block-heading\">Canada Life: Saving For Life Webinar Series<\/h3>\n\n\n\n<p>Saving for Life webinars will help you unlock the power of your group retirement and savings plan and reach your savings goals.&nbsp;From paying off debt to saving for retirement, they cover a variety of topics to meet you where you are in your savings journey.<\/p>\n\n\n\n<p><strong class=\"myprefix-text-bold\">Retirement &#8211; Saving for your futur<\/strong><strong class=\"myprefix-text-bold\">e<\/strong><\/p>\n\n\n\n<p>Nov. 6, 2024 at 3:00 p.m. ET<br>Learn about saving for retirement. Whether you\u2019re not sure where to start or want to make sure you\u2019re on track, this webinar is for you.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.canadalife.com\/resources\/saving-for-life\/webinars\/webinar-retirement-saving-for-your-future.html\">Learn More<\/a><\/div>\n<\/div>\n\n\n\n<p><strong class=\"myprefix-text-bold\">Retirement &#8211; Getting close<\/strong><\/p>\n\n\n\n<p>Nov. 13, 2024 at&nbsp;3:00 p.m. ET<\/p>\n\n\n\n<p>Are you thinking about retiring in the next five years? This webinar dives into the details of retirement planning and highlights things to consider when retirement isn\u2019t far away<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.canadalife.com\/resources\/saving-for-life\/webinars\/webinar-retirement-getting-close.html\">Learn More<\/a><\/div>\n<\/div>\n\n\n\n<p><strong class=\"myprefix-text-bold\">Your plan &#8211; Make the most of it<\/strong><br>Nov. 20, 2024 at&nbsp;6:00 p.m. ET<\/p>\n\n\n\n<p>From managing your savings online to discovering the extra perks included with your group savings plan, this webinar will help you use your plan to reach your financial goals.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.canadalife.com\/resources\/saving-for-life\/webinars\/webinar-your-plan-make-the-most-of-it.html\">Learn More<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"145\" height=\"49\" src=\"https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/CCS.webp\" alt=\"\" class=\"wp-image-21237\" style=\"width:148px;height:auto\" \/><\/figure>\n\n\n\n<h3 id=\"credit-counselling-society\" class=\"wp-block-heading\">Credit Counselling Society<\/h3>\n\n\n\n<p>The Credit Counselling Society is an accredited non-profit that helps Canadians solve their money problems. We do this by providing free credit counselling, low-cost debt solutions, and education to help you manage your money better. Our goal is to empower you with the knowledge and tools for building the financial success that everyone deserves. We\u2019re here to help you through your difficult times and towards a better future.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/nomoredebts.org\/\">Credit Counselling Canada<\/a><\/div>\n<\/div>\n\n\n\n<h3 id=\"credit-counselling-webinar-raising-financially-fit-kids\" class=\"wp-block-heading\">Credit Counselling Webinar: Raising Financially Fit Kids<\/h3>\n\n\n\n<p>As parents and guardians of our children, we hold a unique responsibility to teach them how to successfully navigate through life. This can include taking care of their basic needs like, brushing their teeth and getting dressed. But what about money and finances? Learning about how to use money wisely is a life skill that needs to be taught and practiced. If the thought of this is daunting, not to worry! We have the resources to help you get started so your children can understand the benefits of making smart money choices early in order to become financially successful adults.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/nomoredebts.org\/financial-education\/financial-workshops-webinars\/workshop-webinar-topics\/raising-financially-fit-kids\">Learn More<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"320\" height=\"167\" src=\"https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/fseap.webp\" alt=\"\" class=\"wp-image-21240\" style=\"width:153px;height:auto\" \/><\/figure>\n\n\n\n<h3 id=\"employee-family-assistance-program\" class=\"wp-block-heading\">Employee &amp; Family Assistance Program<\/h3>\n\n\n\n<p>Work\/Life services are designed to assist you in addressing everyday issues that can interfere with our ability to be focused and effective at home or work. These consultation services are delivered by qualified experts who provide advice, guidance, information, and referrals to community-based resources. These services are delivered via telephone, online, and in-person (where available), and include&nbsp;<strong class=\"myprefix-text-bold\">Financial Coaching and Credit Counselling<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.fseap.ca\/contact-us\">Contact FSEAP for more information.<\/a><\/div>\n<\/div>\n\n\n\n<h3 id=\"fseap-webinar-managing-personal-finances\" class=\"wp-block-heading\">FSEAP Webinar: Managing Personal Finances<\/h3>\n\n\n\n<p>This webinar will give participants tools on how to implement and stick to a budget.\u00a0 We will discuss common obstacle to budgeting, and achieving financial goals.\u00a0 We will discuss debt repayment strategies, what to do if they are struggling with debt and how to improve their credit score.\u00a0 At the end of the webinar participants will have a better understanding of how to make their money work for them, what steps they can take to work towards their goals, and where they can turn for trusted advice when facing financial difficulties.\u00a0<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/carleton.ca\/healthy-workplace\/wp-admin\/post.php?post=21219&amp;action=edit\">Learn More<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"176\" height=\"101\" src=\"https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/FSO.png\" alt=\"\" class=\"wp-image-21239\" style=\"width:183px;height:auto\" \/><\/figure>\n\n\n\n<h3 id=\"family-services-ottawa-financial-empowerment-program\" class=\"wp-block-heading\">Family Services Ottawa: Financial Empowerment Program<\/h3>\n\n\n\n<p>The goal of the Financial Empowerment Program is to support financial independence and empowerment for women, girls, Two Spirit, trans, and non-binary peoples who have experienced gender-based violence. FSO has created educational resources covering a variety of financial topics including RESPs for low income families, financial literacy for new Canadians, the signs of financial abuse, and many more. These resources are translated into multiple languages and available for anyone to use and distribute. This program is funded by the Government of Canada and Women and Gender Equality Canada (WAGE) through the Canadian Women\u2019s Foundation.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/familyservicesottawa.org\/services-and-programs\/financial-empowerment-program\/\">Learn More<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"275\" height=\"135\" src=\"https:\/\/carleton.ca\/healthy-workplace\/wp-content\/uploads\/sites\/8\/2024\/10\/ygap.png\" alt=\"\" class=\"wp-image-21242\" style=\"width:183px;height:auto\" \/><\/figure>\n\n\n\n<h3 id=\"youth-gambling-awareness-program-ygap\" class=\"wp-block-heading\">Youth Gambling Awareness Program (YGAP)<\/h3>\n\n\n\n<p>Promoting Healthy and Informed Choices. The YMCA Youth Gambling Awareness Program (YGAP) is a free service funded by the Government of Ontario offering educational prevention programs to youth and adults involved in young people\u2019s lives on gambling awareness including potential risks, making informed decisions and healthy and active living.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.ymcagta.org\/youth-programs\/youth-gambling-awareness-program\">Learn More<\/a><\/div>\n<\/div>\n\n\n\n<h3 id=\"ygap-workshop-series-with-healthy-workplace\" class=\"wp-block-heading\"><strong class=\"myprefix-text-bold\">YGAP Workshop Series with Healthy Workplace<\/strong><\/h3>\n\n\n\n<p>Healthy Workplace is thrilled to be partnering with YGAP throughout the month of November to offer two virtual webinars to Carleton University Faculty and Staff. <br><\/p>\n\n\n\n<p><strong class=\"myprefix-text-bold\">Gambling, Money and Decision Making<\/strong><\/p>\n\n\n\n<p>Wednesday, November 13th, 2024 at 12:00 pm to 1:00 pm<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/carleton.ca\/healthy-workplace\/cu-event\/gambling-money-and-decision-making\/\">Learn More<\/a><\/div>\n<\/div>\n\n\n\n<p><strong class=\"myprefix-text-bold\">Sports Betting: Separating Skill from Illusion of Contro<\/strong><strong class=\"myprefix-text-bold\">l<\/strong><\/p>\n\n\n\n<p>Tuesday, November 26th, 2024 at 12:00 pm to 1:00 pm<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/carleton.ca\/healthy-workplace\/cu-event\/sports-betting-separating-skill-from-illusion-of-control\/\">Learn More<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>According to the Financial Consumer Agency of Canada (FCAC), there are a number of factors that contribute to an individual&#8217;s financial well-being Financial Well-being Resources Canada Life Building the right savings and investment skills and habits can help you enjoy the here and now while planning for your future. Canada Life: Saving For Life Webinar [&hellip;]<\/p>\n","protected":false},"author":25,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_cu_dining_location_slug":"","footnotes":"","_links_to":"","_links_to_target":""},"cu_page_type":[154],"class_list":["post-21222","page","type-page","status-publish","hentry","cu_page_type-general"],"acf":{"cu_post_thumbnail":false},"_links":{"self":[{"href":"https:\/\/carleton.ca\/healthy-workplace\/wp-json\/wp\/v2\/pages\/21222","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/carleton.ca\/healthy-workplace\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/carleton.ca\/healthy-workplace\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/carleton.ca\/healthy-workplace\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/carleton.ca\/healthy-workplace\/wp-json\/wp\/v2\/comments?post=21222"}],"version-history":[{"count":5,"href":"https:\/\/carleton.ca\/healthy-workplace\/wp-json\/wp\/v2\/pages\/21222\/revisions"}],"predecessor-version":[{"id":21254,"href":"https:\/\/carleton.ca\/healthy-workplace\/wp-json\/wp\/v2\/pages\/21222\/revisions\/21254"}],"wp:attachment":[{"href":"https:\/\/carleton.ca\/healthy-workplace\/wp-json\/wp\/v2\/media?parent=21222"}],"wp:term":[{"taxonomy":"cu_page_type","embeddable":true,"href":"https:\/\/carleton.ca\/healthy-workplace\/wp-json\/wp\/v2\/cu_page_type?post=21222"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}