{"id":25751,"date":"2024-10-29T09:57:21","date_gmt":"2024-10-29T13:57:21","guid":{"rendered":"https:\/\/carleton.ca\/hr\/?post_type=cu_description&#038;p=25751"},"modified":"2024-10-29T09:57:21","modified_gmt":"2024-10-29T13:57:21","slug":"what-happens-to-my-pension-if-i-die-before-retirement","status":"publish","type":"cu_description","link":"https:\/\/carleton.ca\/hr\/description\/what-happens-to-my-pension-if-i-die-before-retirement\/","title":{"rendered":"What happens to my pension if I die before retirement?"},"content":{"rendered":"\n\n\n<header class=\"mb-6 cu-pageheader cu-component-updated md:mb-12\">\n    <h1 id=\"\" class=\"cu-prose-first-last font-semibold !mt-2 mb-4 md:mb-6 relative text-3xl md:text-4xl lg:text-5xl lg:leading-[3.5rem] pb-5 after:w-10 after:absolute after:h-px after:bottom-0 after:bg-cu-red after:left-px\">\n        \n    <\/h1>\n\n    <\/header>\n\n\n\n<p>If you die before retirement, your bene\ufb01ciary or estate will receive the greater of the commuted value of your Minimum Guarantee pension or the balance in your Money Purchase Component Account (both Employee plus Employer portions and investment earnings) plus your Voluntary contributions Account, if applicable.<\/p>\n\n\n\n<p>In the absence of a waiver signed by your spouse, the pre-retirement death bene\ufb01t will be paid to your spouse, not to your beneficiary if other than your spouse. This is required by legislation.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"author":54,"template":"","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"cu_description_type":[267],"class_list":["post-25751","cu_description","type-cu_description","status-publish","hentry","cu_description_type-pension-faq"],"acf":[],"_links":{"self":[{"href":"https:\/\/carleton.ca\/hr\/wp-json\/wp\/v2\/cu_description\/25751","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/carleton.ca\/hr\/wp-json\/wp\/v2\/cu_description"}],"about":[{"href":"https:\/\/carleton.ca\/hr\/wp-json\/wp\/v2\/types\/cu_description"}],"author":[{"embeddable":true,"href":"https:\/\/carleton.ca\/hr\/wp-json\/wp\/v2\/users\/54"}],"version-history":[{"count":1,"href":"https:\/\/carleton.ca\/hr\/wp-json\/wp\/v2\/cu_description\/25751\/revisions"}],"predecessor-version":[{"id":25761,"href":"https:\/\/carleton.ca\/hr\/wp-json\/wp\/v2\/cu_description\/25751\/revisions\/25761"}],"wp:attachment":[{"href":"https:\/\/carleton.ca\/hr\/wp-json\/wp\/v2\/media?parent=25751"}],"wp:term":[{"taxonomy":"cu_description_type","embeddable":true,"href":"https:\/\/carleton.ca\/hr\/wp-json\/wp\/v2\/cu_description_type?post=25751"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}