Setting up iTunes with a Credit Card

To add apps (or songs) to your iPad or iPhone, you need an iTunes account. Setting up an iTunes account, normally requires setting up a method of payment—e.g. a credit card or an iTunes gift card:

Dialog prompting for iTunes account, iCloud account, or AppleID

Without a Credit Card

However you may wish to create a iTunes account, just so you can use the free 5GB of cloud backup that Apple provides iOS users. Or you may wish to create a 2nd iTunes account so you can FaceTime from one of your iOS devices (e.g. iPhone, iPad) to a 2nd of your iOS devices—something you can’t do if they have the same iTunes account. Here’s how: