There are three types of coverage available to you and your dependents as a Postdoctoral Fellow.  You must join either the Ontario Health Insurance Plan or the University Health Insurance Program, depending on your immigration and residency status.  You also have the choice to join the Great-West Life Health and Dental Plan.

Ontario Health Insurance Plan (OHIP)

OHIP is a centralized, government-sponsored health care plan provided to all residents of the Province of Ontario who hold an Ontario Health Insurance Plan (OHIP) card. OHIP covers immediate medical care, such as emergency care, in-hospital care, doctor’s visits, and much more. For further information on OHIP eligibility, visit the OHIP Web site or contact OHIP at 1-800-268-1154.

University Health Insurance Program (UHIP)

The University Health Insurance Plan (UHIP) is mandatory for all Postdoctoral Fellows (PDFs) at Carleton University and their dependents who are not covered by the Ontario Health Insurance Plan (OHIP). UHIP coverage must be purchased from the International Student Support Office (ISSO) within the first 30 days of arriving to Canada. If UHIP is not purchased within 30 days for dependents, a $500 late registration fee will be added to the UHIP premiums. You can obtain more information about UHIP by visiting ISSO’s Website or UHIP’s official website.

Voluntary Great-West Life Health and Dental Benefit

The plan provides PDFs with many important services, and covers some expenses not covered by OHIP or UHIP. This benefit will include some dental coverage, prescription drug costs with a pay direct drug card and some additional health benefits (such as health practitioners and medical supplies and equipment). This plan is voluntary for all PDFs.  To be eligible for coverage you must apply within 31 days of your date of engagement at Carleton University or within 31 days after your loss of alternate health and dental coverage. No late entry is allowed under this plan.

Please be aware that if your postdoctoral fellowship is renewed you will need to re-enroll in the benefits plan by filling out new forms at Human Resources; your enrolment in the benefits plan will not automatically be extended with your fellowship renewal. 

Great-West Life Health and Dental Plan- Benefits at a Glance