Full-time Student
To be considered for the full-time student assistance program (Full-time OSAP), you must be taking at least 60% (1.5 credits) of a full course load. If you have a permanent disability, you may choose to be considered a full-time student if you’re taking at least 40% (1.0 credits) of a full course load.
Note: Students completing a work-term for a co-operative program are considered full-time for OSAP purposes.
| Undergraduate Course Credits per term | Course Load | OSAP funding available |
| 2.0 or more credits | 100% | Full-time |
| Work Term | 100% | Full-time |
| 1.5 credits | 60% | Full-time |
| 1.0 credits | 40% | Part-time, or full-time for students with a permanent disability |
| 0.5 credits | 20% | Part-time |