The Master Student Financial Assistance Agreement (MSFAA) is a legal agreement between you and the federal and Ontario governments. It outlines your responsibilities and the terms and conditions of accepting and repaying student loans. It’s a lifetime loan agreement that you agree to once (some exemptions apply). You can complete the MSFAA through the National Student Loan Service Centre.

As outlined in the Ontario Family Law Act, you’re living in a common-law relationship if you and your spouse:

• have cohabitated continuously for a period of at least 3 years or
• are in a relationship of some permanence and are the natural or adoptive parents of a child

The term(s) for which you are currently registered as a full time student. Your academic period may be fall or winter only, fall and winter, or summer.