What happens to my pension if I become disabled?

If you become disabled and are receiving benefits from the Long-Term Disability Plan, you will continue to participate in the Retirement Plan and the required contributions to the plan will be made on your behalf at no cost to you.

If you remain disabled and receive disability benefits up to age 65, the Minimum Guarantee Pension will still apply. It will be based on your years of service, including the years you were disabled, your earnings at the time you became disabled, adjusted by the cost of living up to three percent annually on July 1 each year following your date of disability. Your beneficiary or estate will receive benefits according to the form of pension payment you chose at retirement.