What happens to my pension if I die after retirement?

If you die after retirement, then the benefits payable will be in accordance with the provision of the applicable form of pension that you chose.

If you die after retirement and prior to the expiry of any applicable guarantee period, the designated beneficiary will receive any remaining monthly payments until the end of the guarantee period. The beneficiary may elect to receive the commuted valuate of the remaining instalments in a lump sum cash payment.