1. Who qualifies as an eligible dependent?
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Below are some of the most frequently asked questions about Benefits at Carleton.

Who qualifies as an eligible dependent?

Employee’s Eligible Spouse:
The employee’s spouse is eligible if he or she is the employee’s legal spouse, common-law spouse, or former spouse when mandated by the family court. A common-law spouse is deemed eligible if they have been cohabitating for 12 consecutive months.

Employee’s Eligible Children:
A child is eligible if he or she is the employee’s eligible spouse’s unmarried natural, legally-adopted, or step / foster child, for whom the employee or employee’s eligible spouse has been appointed legal guardians, and who are:

  • under age 21,
  • under age 25, if they are full-time students and depend on the employee for support, or
  • of any age, if mentally or physically disabled and incapable of self-support, provided the disability began before they turned 21 or while they were full-time students under age 25, and the disability has been continuous since then, and
  • natural children of the employee’s daughter, if she is under age 21 and meets the definition of a dependent as defined above.

Canada Life Admin



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