Employee Dependent FAQ

Below are some of the most frequently asked questions about Benefits at Carleton.

Who qualifies as an eligible dependent?

Employee’s Eligible Spouse: The employee’s spouse is eligible if he or she is the employee’s legal spouse, common-law spouse, or former spouse when mandated by the family court. A common-law spouse is deemed eligible if they have been cohabitating for 12 consecutive months.
Employee’s Eligible Children: A child is eligible if he or she is the employee’s eligible spouse’s unmarried natural, legally-adopted, or step / foster child, for whom the employee or employee’s eligible spouse has been appointed legal guardians, and who are:

under age 21,

under age 25, if they are full-time students and depend on the employee for support, or

of any age, if mentally or physically disabled and incapable of self-support, provided the disability began before they turned 21 or while they were full-time students under age 25, and the disability has been continuous since then, and

natural children of the employee’s daughter, if she is under age 21 and meets the definition of a dependent as defined above.

Am I covered for a private hospital room?

Am I covered for eye examinations?

Are dentures covered under the dental plan?

Are orthotics covered under the plan?

How do I find out whether a drug, medical or dental treatment will be covered under the plan?

Is private duty nursing or nursing in the home covered under the plan?

Are there any clauses that apply to Emergency Travel Insurance?

Do I need any additional insurance if I am traveling out of the country?

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